Is Charlotte, NC cheaper than Boise City, ID?

Based on cost of living data, Charlotte, NC is 8.5% cheaper than Boise City, ID. This translates to saving $637 per month.

What salary do I need in Charlotte, NC to live like I do in Boise City, ID?

If you earn $150,000 in Boise City, ID, you'd need approximately $142,358.491 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Boise City, ID and Charlotte, NC?

Housing in Charlotte, NC is 17.4% cheaper than in Boise City, ID. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,400/month in Boise City, ID.

How much can I save per month by moving from Boise City, ID to Charlotte, NC?

Moving from Boise City, ID to Charlotte, NC could save you approximately $637 per month, or $7642 per year, based on a $150,000 salary.

Boise City, ID vs Charlotte, NC: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Boise City, ID — COL adjusted from Boise, ID area + state data

Current salary in Boise City, ID

Numbers update automatically as you type

You'd save $637/month moving to Charlotte, NC

$150.0K in your current city equals $142.4K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Boise City, ID area

Overall Cost

↓ 8.5%

Less expensive

Monthly Impact

$637

Savings

Annual Impact

$7.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boise City, ID

Population:235K

Cost Index:100

Median Home:$504K

Charlotte, NC

Population:875K

Cost Index:92

Median Home:$399K

Boise City, ID

The Gem State

235K

Population

State Tax

Yes

Located in Idaho, this city has a population of 235K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Boise City, ID vs Charlotte, NC

Category	Boise City, ID	Charlotte, NC	Difference	Change
🏠Housing	$2,989/mo	$2,469/mo	↓ $520less	17.4%
🚗Transportation	$1,325/mo	$1,202/mo	↓ $123less	9.3%
📦Other	$1,774/mo	$1,707/mo	↓ $66.96less	3.8%
⚡All Utilities	$486/mo	$519/mo	↑ $32.79more	6.7%
🛒Groceries	$979/mo	$989/mo	↑ $9.99more	1.0%
🏥Healthcare	$644/mo	$638/mo	↓ $6.20less	1.0%

🏠Housing

↓ 17.4%

Boise City, ID

$2,989

Charlotte, NC

$2,469

Difference

$520

less

🚗Transportation

↓ 9.3%

Boise City, ID

$1,325

Charlotte, NC

$1,202

Difference

$123

less

📦Other

↓ 3.8%

Boise City, ID

$1,774

Charlotte, NC

$1,707

Difference

$66.96

less

⚡All Utilities

↑ 6.7%

Boise City, ID

$486

Charlotte, NC

$519

Difference

$32.79

🛒Groceries

↑ 1.0%

Boise City, ID

$979

Charlotte, NC

$989

Difference

$9.99

🏥Healthcare

↓ 1.0%

Boise City, ID

$644

Charlotte, NC

$638

Difference

$6.20

less

🏠Rent Comparison

Studio

From$950

To$1,630

↑ $680

1 Bed

From$1,100

To$1,710

↑ $610

2 Bed

From$1,400

To$1,870

↑ $470

3 Bed

From$1,950

To$2,300

↑ $350

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,198

Monthly in Boise City, ID

$7,525

Monthly in Charlotte, NC

$673

Difference

Home Values

Boise City

Charlotte

Median Value

$399K

YoY Change

↓ -1.1%

5-Year Change

↑ +40.8%

Price Range

$293K - $1.57M

Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.1K

Per year

Monthly Difference

$760

More take-home

Effective Rate Diff

6.1%

Rate difference

Boise City, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Boise City, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.