Is Indianapolis, IN cheaper than Boise City, ID?

Based on cost of living data, Indianapolis, IN is 17.9% cheaper than Boise City, ID. This translates to saving $1344 per month.

What salary do I need in Indianapolis, IN to live like I do in Boise City, ID?

If you earn $150,000 in Boise City, ID, you'd need approximately $133,867.925 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Boise City, ID and Indianapolis, IN?

Housing in Indianapolis, IN is 34.8% cheaper than in Boise City, ID. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,400/month in Boise City, ID.

How much can I save per month by moving from Boise City, ID to Indianapolis, IN?

Moving from Boise City, ID to Indianapolis, IN could save you approximately $1344 per month, or $16132 per year, based on a $150,000 salary.

Boise City, ID vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Boise City, ID — COL adjusted from Boise, ID area + state data

Current salary in Boise City, ID

Numbers update automatically as you type

You'd save $1.3K/month moving to Indianapolis, IN

$150.0K in your current city equals $133.9K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Boise City, ID area

Overall Cost

↓ 17.9%

Less expensive

Monthly Impact

$1,344

Savings

Annual Impact

$16.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boise City, ID

Population:235K

Cost Index:100

Median Home:$504K

Indianapolis, IN

Population:888K

Cost Index:82

Median Home:$176K

Boise City, ID

The Gem State

235K

Population

State Tax

Yes

Located in Idaho, this city has a population of 235K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Boise City, ID vs Indianapolis, IN

Category	Boise City, ID	Indianapolis, IN	Difference	Change
🏠Housing	$2,989/mo	$1,949/mo	↓ $1,039less	34.8%
📦Other	$1,774/mo	$1,590/mo	↓ $184less	10.4%
🚗Transportation	$1,325/mo	$1,188/mo	↓ $137less	10.3%
🏥Healthcare	$644/mo	$582/mo	↓ $61.96less	9.6%
🛒Groceries	$979/mo	$919/mo	↓ $59.96less	6.1%
⚡All Utilities	$486/mo	$503/mo	↑ $16.39more	3.4%

🏠Housing

↓ 34.8%

Boise City, ID

$2,989

Indianapolis, IN

$1,949

Difference

$1,039

less

📦Other

↓ 10.4%

Boise City, ID

$1,774

Indianapolis, IN

$1,590

Difference

$184

less

🚗Transportation

↓ 10.3%

Boise City, ID

$1,325

Indianapolis, IN

$1,188

Difference

$137

less

🏥Healthcare

↓ 9.6%

Boise City, ID

$644

Indianapolis, IN

$582

Difference

$61.96

less

🛒Groceries

↓ 6.1%

Boise City, ID

$979

Indianapolis, IN

$919

Difference

$59.96

less

⚡All Utilities

↑ 3.4%

Boise City, ID

$486

Indianapolis, IN

$503

Difference

$16.39

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Boise City, ID has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$950

To$1,030

↑ $80.00

1 Bed

From$1,100

To$1,170

↑ $70.00

2 Bed

From$1,400

To$1,360

↓ $40.00

3 Bed

From$1,950

To$1,760

↓ $190

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,198

Monthly in Boise City, ID

$6,732

Monthly in Indianapolis, IN

$1,466

Difference

Home Values

Boise City

Indianapolis

Median Value

$176K

YoY Change

↓ -1.1%

5-Year Change

↑ +26.9%

Price Range

$109K - $340K

Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $11.4K

Per year

Monthly Difference

$950

More take-home

Effective Rate Diff

7.6%

Rate difference

Boise City, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Boise City, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.