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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $778/month more in Moreno Valley, CA

$150.0K in your current city equals $159.3K in Moreno Valley, CA

Rent data from HUD ZIP-level estimates · COL index from Boise City, ID area
Overall Cost
10.4%
More expensive
Monthly Impact
$778
Extra cost
Annual Impact
$9.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boise City, ID

Population:235K
Cost Index:
100
100 = national average
Median Home:$504K

Moreno Valley, CA

Population:212K
Cost Index:
110
(10% above avg)
Median Home:$560K

Boise City, ID

The Gem State

235K
Population
State Tax
Yes

Located in Idaho, this city has a population of 235K residents.

Moreno Valley, CA

The Golden State

212K
Population
State Tax
Yes

Located in California, this city has a population of 212K residents.

Cost Breakdown by Category

Annual spending: Boise City, ID vs Moreno Valley, CA

Transportation
62.9%
Boise City, ID
$1,325
Moreno Valley, CA
$2,158
Difference
$833
more
Housing
17.4%
Boise City, ID
$2,989
Moreno Valley, CA
$3,508
Difference
$520
more
Healthcare
14.4%
Boise City, ID
$644
Moreno Valley, CA
$551
Difference
$92.94
less
All Utilities
14.6%
Boise City, ID
$486
Moreno Valley, CA
$557
Difference
$71.03
more
Groceries
6.1%
Boise City, ID
$979
Moreno Valley, CA
$1,039
Difference
$59.96
more
Other
2.8%
Boise City, ID
$1,774
Moreno Valley, CA
$1,724
Difference
$50.22
less

🏠Rent Comparison

Studio
From$950
To$1,970
$1,020
1 Bed
From$1,100
To$2,070
$970
2 Bed
From$1,400
To$2,560
$1,160
3 Bed
From$1,950
To$3,390
$1,440
Moreno Valley, CAZIP-level data

1BR range: $1,970$2,360/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,198
Monthly in Boise City, ID
$9,539
Monthly in Moreno Valley, CA
$1,341
Difference

Home Values

Boise City
Moreno Valley
-
Median Value
$560K
-
YoY Change
↓ -2.6%
-
5-Year Change
↑ +38.4%
-
Price Range
$510K - $606K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$5.6K
Per year
Monthly Difference
$468
More take-home
Effective Rate Diff
3.7%
Rate difference

Boise City, ID

Federal Income Tax
Effective: 18.9%
$25.5K
Idaho State Tax
Effective: 10.8%
$16.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.5%
$53.3K
Take-Home Pay
$8,062/month
$96.7K

Moreno Valley, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Boise City, ID Tax Rates

Sales Tax:6.3%
Property Tax:0.7%

Moreno Valley, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Boise City
Moreno Valley
44 Good
Air Quality
87 Moderate
62.8%
Good Air Days
11.7%
88 Moderate
Climate Risk
100 Very High
🔥💨
Top Hazards
🔥🌊🌡
+3.3°F
2050 Outlook
+2.9°F
49 days
Heat Days >95°F
89 days
+3.3°F
2050 Outlook
+2.9°F
49 days
Heat Days >95°F
89 days

What to Consider When Moving from Boise City, ID to Moreno Valley, CA

Relocating from Boise City, ID to Moreno Valley, CA involves more than just comparing rent prices. While the overall cost of living is roughly 10% higher in Moreno Valley, CA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Moreno Valley, CA is 17% more expensive than in Boise City, ID. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Moreno Valley, CA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Moreno Valley, CA to match your current standard of living in Boise City, ID.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Moreno Valley, CA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Boise City, ID vs Moreno Valley, CA

Is Moreno Valley, CA cheaper than Boise City, ID?

Moreno Valley, CA is approximately 10.4% more expensive than Boise City, ID overall. On a $150,000 salary, that translates to roughly $778/month in additional expenses. Housing is the biggest factor, costing 17% more in Moreno Valley, CA.

What salary do I need in Moreno Valley, CA to match my lifestyle in Boise City, ID?

If you currently earn $150,000 in Boise City, ID, you would need approximately $159,340 in Moreno Valley, CA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Boise City, ID and Moreno Valley, CA?

A two-bedroom apartment averages $1,400/month in Boise City, ID compared to $2,560/month in Moreno Valley, CA. One-bedroom apartments are $1,100/month in Boise City, ID vs $2,070/month in Moreno Valley, CA. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Boise City, ID or Moreno Valley, CA?

Groceries are about 6% more expensive in Moreno Valley, CA than in Boise City, ID, which adds roughly $59.96/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Boise City, ID to Moreno Valley, CA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Idaho and California on TaxTakeHome.com

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