Is San Bernardino, CA cheaper than Boise City, ID?

Based on cost of living data, San Bernardino, CA is 10.4% more expensive than Boise City, ID. This translates to spending an extra $778 per month.

What salary do I need in San Bernardino, CA to live like I do in Boise City, ID?

If you earn $150,000 in Boise City, ID, you'd need approximately $159,339.623 in San Bernardino, CA to maintain the same standard of living.

How does housing cost compare between Boise City, ID and San Bernardino, CA?

Housing in San Bernardino, CA is 17.4% more expensive than in Boise City, ID. For a two-bedroom apartment, rent is $2,080/month in San Bernardino, CA compared to $1,400/month in Boise City, ID.

How much can I save per month by moving from Boise City, ID to San Bernardino, CA?

Living in San Bernardino, CA costs approximately $778 more per month than Boise City, ID, or $9340 more per year, based on a $150,000 salary.

Boise City, ID vs San Bernardino, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Boise City, ID

Numbers update automatically as you type

You'd spend $778/month more in San Bernardino, CA

$150.0K in your current city equals $159.3K in San Bernardino, CA

Rent data from HUD ZIP-level estimates · COL index from Boise City, ID area

Overall Cost

↑ 10.4%

More expensive

Monthly Impact

$778

Extra cost

Annual Impact

$9.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boise City, ID

Population:235K

Cost Index:

100

100 = national average

Median Home:$504K

San Bernardino, CA

Population:222K

Cost Index:

110

(10% above avg)

Median Home:$448K

Boise City, ID

The Gem State

235K

Population

State Tax

Yes

Located in Idaho, this city has a population of 235K residents.

San Bernardino, CA

The Golden State

222K

Population

State Tax

Yes

Located in California, this city has a population of 222K residents.

Cost Breakdown by Category

Annual spending: Boise City, ID vs San Bernardino, CA

Category	Boise City, ID	San Bernardino, CA	Difference	Change
Transportation	$1,325/mo	$2,158/mo	↑ $833more	62.9%
Housing	$2,989/mo	$3,508/mo	↑ $520more	17.4%
Healthcare	$644/mo	$551/mo	↓ $92.94less	14.4%
All Utilities	$486/mo	$557/mo	↑ $71.03more	14.6%
Groceries	$979/mo	$1,039/mo	↑ $59.96more	6.1%
Other	$1,774/mo	$1,724/mo	↓ $50.22less	2.8%

Transportation

↑ 62.9%

Boise City, ID

$1,325

San Bernardino, CA

$2,158

Difference

$833

Housing

↑ 17.4%

Boise City, ID

$2,989

San Bernardino, CA

$3,508

Difference

$520

Healthcare

↓ 14.4%

Boise City, ID

$644

San Bernardino, CA

$551

Difference

$92.94

less

All Utilities

↑ 14.6%

Boise City, ID

$486

San Bernardino, CA

$557

Difference

$71.03

Groceries

↑ 6.1%

Boise City, ID

$979

San Bernardino, CA

$1,039

Difference

$59.96

Other

↓ 2.8%

Boise City, ID

$1,774

San Bernardino, CA

$1,724

Difference

$50.22

less

🏠Rent Comparison

Studio

From$950

To$1,600

↑ $650

1 Bed

From$1,100

To$1,670

↑ $570

2 Bed

From$1,400

To$2,080

↑ $680

3 Bed

From$1,950

To$2,780

↑ $830

San Bernardino, CAZIP-level data

1BR range: $1,670–$1,910/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,198

Monthly in Boise City, ID

$9,539

Monthly in San Bernardino, CA

$1,341

Difference

Home Values

Boise City

San Bernardino

Median Value

$448K

YoY Change

↓ -2%

5-Year Change

↑ +39%

Price Range

$374K - $530K

Calculate payment - San Bernardino

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.6K

Per year

Monthly Difference

$468

More take-home

Effective Rate Diff

3.7%

Rate difference

Boise City, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

San Bernardino, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Boise City, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

San Bernardino, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.