Is St. Louis, MO cheaper than Bonita Springs, FL?

Based on cost of living data, St. Louis, MO is 8.3% cheaper than Bonita Springs, FL. This translates to saving $624 per month.

What salary do I need in St. Louis, MO to live like I do in Bonita Springs, FL?

If you earn $150,000 in Bonita Springs, FL, you'd need approximately $142,515.704 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Bonita Springs, FL and St. Louis, MO?

Housing in St. Louis, MO is 24.5% cheaper than in Bonita Springs, FL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,620/month in Bonita Springs, FL.

How much can I save per month by moving from Bonita Springs, FL to St. Louis, MO?

Moving from Bonita Springs, FL to St. Louis, MO could save you approximately $624 per month, or $7484 per year, based on a $150,000 salary.

Bonita Springs, FL vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bonita Springs, FL — COL adjusted from Hialeah, FL area + state data

Current salary in Bonita Springs, FL

Numbers update automatically as you type

You'd save $624/month moving to St. Louis, MO

$150.0K in your current city equals $142.5K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 8.3%

Less expensive

Monthly Impact

$624

Savings

Annual Impact

$7.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bonita Springs, FL

Population:56K

Cost Index:100

Median Home:$415K

St. Louis, MO

Population:302K

Cost Index:92

Median Home:$145K

Bonita Springs, FL

The Sunshine State

56K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 56K residents.

💡 Advantage: Florida has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Bonita Springs, FL vs St. Louis, MO

Category	Bonita Springs, FL	St. Louis, MO	Difference	Change
🏠Housing	$2,477/mo	$1,871/mo	↓ $606less	24.5%
⚡All Utilities	$478/mo	$535/mo	↑ $57.68more	12.1%
🛒Groceries	$993/mo	$949/mo	↓ $44.06less	4.4%
📦Other	$1,631/mo	$1,607/mo	↓ $23.98less	1.5%
🚗Transportation	$1,238/mo	$1,216/mo	↓ $22.60less	1.8%
🏥Healthcare	$542/mo	$527/mo	↓ $15.14less	2.8%

🏠Housing

↓ 24.5%

Bonita Springs, FL

$2,477

St. Louis, MO

$1,871

Difference

$606

less

⚡All Utilities

↑ 12.1%

Bonita Springs, FL

$478

St. Louis, MO

$535

Difference

$57.68

🛒Groceries

↓ 4.4%

Bonita Springs, FL

$993

St. Louis, MO

$949

Difference

$44.06

less

📦Other

↓ 1.5%

Bonita Springs, FL

$1,631

St. Louis, MO

$1,607

Difference

$23.98

less

🚗Transportation

↓ 1.8%

Bonita Springs, FL

$1,238

St. Louis, MO

$1,216

Difference

$22.60

less

🏥Healthcare

↓ 2.8%

Bonita Springs, FL

$542

St. Louis, MO

$527

Difference

$15.14

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Bonita Springs, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,116

To$910

↓ $206

1 Bed

From$1,296

To$950

↓ $346

2 Bed

From$1,620

To$1,160

↓ $460

3 Bed

From$2,232

To$1,490

↓ $742

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,359

Monthly in Bonita Springs, FL

$6,705

Monthly in St. Louis, MO

$654

Difference

Home Values

Bonita Springs

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Bonita Springs, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Bonita Springs, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.