Is Charlotte, NC cheaper than Boynton Beach, FL?

Based on cost of living data, Charlotte, NC is 8.9% cheaper than Boynton Beach, FL. This translates to saving $667 per month.

What salary do I need in Charlotte, NC to live like I do in Boynton Beach, FL?

If you earn $150,000 in Boynton Beach, FL, you'd need approximately $142,000.797 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Boynton Beach, FL and Charlotte, NC?

Housing in Charlotte, NC is 11.2% cheaper than in Boynton Beach, FL. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,963/month in Boynton Beach, FL.

How much can I save per month by moving from Boynton Beach, FL to Charlotte, NC?

Moving from Boynton Beach, FL to Charlotte, NC could save you approximately $667 per month, or $7999 per year, based on a $150,000 salary.

Boynton Beach, FL vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Boynton Beach, FL — ZIP-level rent data · COL adjusted from Hialeah, FL area

Current salary in Boynton Beach, FL

Numbers update automatically as you type

You'd save $667/month moving to Charlotte, NC

$150.0K in your current city equals $142.0K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 8.9%

Less expensive

Monthly Impact

$667

Savings

Annual Impact

$8.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boynton Beach, FL

Population:81K

Cost Index:100

Median Home:$378K

Charlotte, NC

Population:875K

Cost Index:91

Median Home:$399K

Boynton Beach, FL

The Sunshine State

81K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 81K residents.

💡 Advantage: Florida has no state income tax!

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Boynton Beach, FL vs Charlotte, NC

Category	Boynton Beach, FL	Charlotte, NC	Difference	Change
🏠Housing	$2,779/mo	$2,469/mo	↓ $310less	11.2%
🚗Transportation	$1,389/mo	$1,202/mo	↓ $187less	13.5%
📦Other	$1,830/mo	$1,707/mo	↓ $122less	6.7%
🏥Healthcare	$574/mo	$638/mo	↑ $64.30more	11.2%
🛒Groceries	$1,052/mo	$989/mo	↓ $62.92less	6.0%
⚡All Utilities	$506/mo	$519/mo	↑ $13.00more	2.6%

🏠Housing

↓ 11.2%

Boynton Beach, FL

$2,779

Charlotte, NC

$2,469

Difference

$310

less

🚗Transportation

↓ 13.5%

Boynton Beach, FL

$1,389

Charlotte, NC

$1,202

Difference

$187

less

📦Other

↓ 6.7%

Boynton Beach, FL

$1,830

Charlotte, NC

$1,707

Difference

$122

less

🏥Healthcare

↑ 11.2%

Boynton Beach, FL

$574

Charlotte, NC

$638

Difference

$64.30

🛒Groceries

↓ 6.0%

Boynton Beach, FL

$1,052

Charlotte, NC

$989

Difference

$62.92

less

⚡All Utilities

↑ 2.6%

Boynton Beach, FL

$506

Charlotte, NC

$519

Difference

$13.00

🏠Rent Comparison

Studio

From$1,559

To$1,630

↑ $71.00

1 Bed

From$1,656

To$1,710

↑ $54.00

2 Bed

From$1,963

To$1,870

↓ $93.00

3 Bed

From$2,545

To$2,300

↓ $245

Boynton Beach, FLZIP-level data

1BR range: $2,040–$2,060/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,130

Monthly in Boynton Beach, FL

$7,525

Monthly in Charlotte, NC

$606

Difference

Home Values

Boynton Beach

Charlotte

$378K

Median Value

$399K

↓ -6.8%

YoY Change

↓ -1.1%

↑ +35%

5-Year Change

↑ +40.8%

$331K - $425K

Price Range

$293K - $1.57M

Homes in Charlotte are 5% more expensive than Boynton Beach

Calculate payment - Boynton Beach Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Boynton Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Boynton Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.