Is St. Louis, MO cheaper than Boynton Beach, FL?

Based on cost of living data, St. Louis, MO is 18.3% cheaper than Boynton Beach, FL. This translates to saving $1371 per month.

What salary do I need in St. Louis, MO to live like I do in Boynton Beach, FL?

If you earn $150,000 in Boynton Beach, FL, you'd need approximately $133,547.107 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Boynton Beach, FL and St. Louis, MO?

Housing in St. Louis, MO is 32.7% cheaper than in Boynton Beach, FL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,963/month in Boynton Beach, FL.

How much can I save per month by moving from Boynton Beach, FL to St. Louis, MO?

Moving from Boynton Beach, FL to St. Louis, MO could save you approximately $1371 per month, or $16453 per year, based on a $150,000 salary.

Boynton Beach, FL vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Boynton Beach, FL — ZIP-level rent data · COL adjusted from Hialeah, FL area

Current salary in Boynton Beach, FL

Numbers update automatically as you type

You'd save $1.4K/month moving to St. Louis, MO

$150.0K in your current city equals $133.5K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 18.3%

Less expensive

Monthly Impact

$1,371

Savings

Annual Impact

$16.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boynton Beach, FL

Population:81K

Cost Index:100

Median Home:$378K

St. Louis, MO

Population:302K

Cost Index:82

Median Home:$145K

Boynton Beach, FL

The Sunshine State

81K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 81K residents.

💡 Advantage: Florida has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Boynton Beach, FL vs St. Louis, MO

Category	Boynton Beach, FL	St. Louis, MO	Difference	Change
🏠Housing	$2,779/mo	$1,871/mo	↓ $908less	32.7%
📦Other	$1,830/mo	$1,607/mo	↓ $223less	12.2%
🚗Transportation	$1,389/mo	$1,216/mo	↓ $174less	12.5%
🛒Groceries	$1,052/mo	$949/mo	↓ $103less	9.8%
🏥Healthcare	$574/mo	$527/mo	↓ $47.22less	8.2%
⚡All Utilities	$506/mo	$535/mo	↑ $29.39more	5.8%

🏠Housing

↓ 32.7%

Boynton Beach, FL

$2,779

St. Louis, MO

$1,871

Difference

$908

less

📦Other

↓ 12.2%

Boynton Beach, FL

$1,830

St. Louis, MO

$1,607

Difference

$223

less

🚗Transportation

↓ 12.5%

Boynton Beach, FL

$1,389

St. Louis, MO

$1,216

Difference

$174

less

🛒Groceries

↓ 9.8%

Boynton Beach, FL

$1,052

St. Louis, MO

$949

Difference

$103

less

🏥Healthcare

↓ 8.2%

Boynton Beach, FL

$574

St. Louis, MO

$527

Difference

$47.22

less

⚡All Utilities

↑ 5.8%

Boynton Beach, FL

$506

St. Louis, MO

$535

Difference

$29.39

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Boynton Beach, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,559

To$910

↓ $649

1 Bed

From$1,656

To$950

↓ $706

2 Bed

From$1,963

To$1,160

↓ $803

3 Bed

From$2,545

To$1,490

↓ $1,055

Boynton Beach, FLZIP-level data

1BR range: $2,040–$2,060/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,130

Monthly in Boynton Beach, FL

$6,705

Monthly in St. Louis, MO

$1,425

Difference

Home Values

Boynton Beach

St. Louis

$378K

Median Value

$145K

↓ -6.8%

YoY Change

↓ -0.8%

↑ +35%

5-Year Change

↑ +10.9%

$331K - $425K

Price Range

$38K - $302K

Homes in St. Louis are 62% less expensive than Boynton Beach

Calculate payment - Boynton Beach Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Boynton Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Boynton Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.