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Cost of Living Comparison 2026

๐Ÿ“ Bryan, TX โ€” ZIP-level rent data ยท COL adjusted from Houston, TX area

$

Numbers update automatically as you type

You'd save $9.09/month moving to Indianapolis, IN

$150.0K in your current city equals $149.9K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 0.1%
Less expensive
Monthly Impact
$9.09
Savings
Annual Impact
$109
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bryan, TX

Population:90K
Cost Index:100
Median Home:$279K

Indianapolis, IN

Population:888K
Cost Index:100
Median Home:$176K

Bryan, TX

The Lone Star State

90K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 90K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Bryan, TX vs Indianapolis, IN

๐Ÿ Housing
โ†‘ 9.5%
Bryan, TX
$1,780
Indianapolis, IN
$1,949
Difference
$169
more
๐Ÿš—Transportation
โ†“ 9.2%
Bryan, TX
$1,308
Indianapolis, IN
$1,188
Difference
$120
less
๐Ÿ›’Groceries
โ†‘ 6.2%
Bryan, TX
$866
Indianapolis, IN
$919
Difference
$53.49
more
๐ŸฅHealthcare
โ†‘ 9.1%
Bryan, TX
$534
Indianapolis, IN
$582
Difference
$48.50
more
โšกAll Utilities
โ†“ 4.2%
Bryan, TX
$525
Indianapolis, IN
$503
Difference
$22.15
less
๐Ÿ“ฆOther
โ†“ 0.3%
Bryan, TX
$1,596
Indianapolis, IN
$1,590
Difference
$5.35
less

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Bryan, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$829
To$1,030
โ†‘ $201
1 Bed
From$875
To$1,170
โ†‘ $295
2 Bed
From$959
To$1,360
โ†‘ $401
3 Bed
From$1,335
To$1,760
โ†‘ $425
Bryan, TXZIP-level data

1BR range: $990โ€“$1,260/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,608
Monthly in Bryan, TX
$6,732
Monthly in Indianapolis, IN
$124
Difference

Home Values

Bryan
Indianapolis
$279K
Median Value
$176K
โ†‘ +0.8%
YoY Change
โ†“ -1.1%
โ†‘ +26.6%
5-Year Change
โ†‘ +26.9%
$197K - $417K
Price Range
$109K - $340K

Homes in Indianapolis are 37% less expensive than Bryan

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $4.8K
More taxes
Monthly Difference
$404
Less take-home
Effective Rate Diff
3.2%
Rate difference

Bryan, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Bryan, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bryan
Indianapolis
61 Moderate
Air Quality
54 Moderate
13.7%
Good Air Days
36.6%
100 Very High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
64 days
Heat Days >95ยฐF
18 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
64 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Indiana on TaxTakeHome.com

Where your money goes further

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