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Cost of Living Comparison 2026

๐Ÿ“ Bryan, TX โ€” ZIP-level rent data ยท COL adjusted from Houston, TX area

$

Numbers update automatically as you type

You'd save $9.09/month moving to St. Louis, MO

$150.0K in your current city equals $149.9K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 0.1%
Less expensive
Monthly Impact
$9.09
Savings
Annual Impact
$109
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bryan, TX

Population:90K
Cost Index:100
Median Home:$279K

St. Louis, MO

Population:302K
Cost Index:100
Median Home:$145K

Bryan, TX

The Lone Star State

90K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 90K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Bryan, TX vs St. Louis, MO

๐Ÿš—Transportation
โ†“ 7.1%
Bryan, TX
$1,308
St. Louis, MO
$1,216
Difference
$92.49
less
๐Ÿ Housing
โ†‘ 5.1%
Bryan, TX
$1,780
St. Louis, MO
$1,871
Difference
$91.37
more
๐Ÿ›’Groceries
โ†‘ 9.6%
Bryan, TX
$866
St. Louis, MO
$949
Difference
$83.47
more
๐Ÿ“ฆOther
โ†‘ 0.7%
Bryan, TX
$1,596
St. Louis, MO
$1,607
Difference
$11.39
more
โšกAll Utilities
โ†‘ 2.0%
Bryan, TX
$525
St. Louis, MO
$535
Difference
$10.64
more
๐ŸฅHealthcare
โ†“ 1.4%
Bryan, TX
$534
St. Louis, MO
$527
Difference
$7.26
less

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Bryan, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$829
To$910
โ†‘ $81.00
1 Bed
From$875
To$950
โ†‘ $75.00
2 Bed
From$959
To$1,160
โ†‘ $201
3 Bed
From$1,335
To$1,490
โ†‘ $155
Bryan, TXZIP-level data

1BR range: $990โ€“$1,260/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,608
Monthly in Bryan, TX
$6,705
Monthly in St. Louis, MO
$97.12
Difference

Home Values

Bryan
St. Louis
$279K
Median Value
$145K
โ†‘ +0.8%
YoY Change
โ†“ -0.8%
โ†‘ +26.6%
5-Year Change
โ†‘ +10.9%
$197K - $417K
Price Range
$38K - $302K

Homes in St. Louis are 48% less expensive than Bryan

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $7.9K
More taxes
Monthly Difference
$661
Less take-home
Effective Rate Diff
5.3%
Rate difference

Bryan, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Bryan, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bryan
St. Louis
61 Moderate
Air Quality
54 Moderate
13.7%
Good Air Days
38%
100 Very High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
64 days
Heat Days >95ยฐF
39 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
64 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Missouri on TaxTakeHome.com

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