Is Austin, TX cheaper than Calumet City, IL?

Based on cost of living data, Austin, TX is 5.3% more expensive than Calumet City, IL. This translates to spending an extra $398 per month.

What salary do I need in Austin, TX to live like I do in Calumet City, IL?

If you earn $150,000 in Calumet City, IL, you'd need approximately $154,770.041 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Calumet City, IL and Austin, TX?

Housing in Austin, TX is 15.5% more expensive than in Calumet City, IL. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,115/month in Calumet City, IL.

How much can I save per month by moving from Calumet City, IL to Austin, TX?

Living in Austin, TX costs approximately $398 more per month than Calumet City, IL, or $4770 more per year, based on a $150,000 salary.

Calumet City, IL vs Austin, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Calumet City, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Calumet City, IL

Numbers update automatically as you type

You'd spend $398/month more in Austin, TX

$150.0K in your current city equals $154.8K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↑ 5.3%

More expensive

Monthly Impact

$398

Extra cost

Annual Impact

$4.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Calumet City, IL

Population:34K

Cost Index:100

Median Home:$148K

Austin, TX

Population:979K

Cost Index:105

Median Home:$558K

Calumet City, IL

The Prairie State

34K

Population

State Tax

Yes

Located in Illinois, this city has a population of 34K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Calumet City, IL vs Austin, TX

Category	Calumet City, IL	Austin, TX	Difference	Change
🏠Housing	$2,497/mo	$2,885/mo	↑ $387more	15.5%
🚗Transportation	$1,520/mo	$1,284/mo	↓ $236less	15.5%
📦Other	$1,590/mo	$1,741/mo	↑ $150more	9.5%
⚡All Utilities	$494/mo	$541/mo	↑ $47.17more	9.6%
🏥Healthcare	$566/mo	$589/mo	↑ $22.80more	4.0%
🛒Groceries	$979/mo	$959/mo	↓ $19.77less	2.0%

🏠Housing

↑ 15.5%

Calumet City, IL

$2,497

Austin, TX

$2,885

Difference

$387

🚗Transportation

↓ 15.5%

Calumet City, IL

$1,520

Austin, TX

$1,284

Difference

$236

less

📦Other

↑ 9.5%

Calumet City, IL

$1,590

Austin, TX

$1,741

Difference

$150

⚡All Utilities

↑ 9.6%

Calumet City, IL

$494

Austin, TX

$541

Difference

$47.17

🏥Healthcare

↑ 4.0%

Calumet City, IL

$566

Austin, TX

$589

Difference

$22.80

🛒Groceries

↓ 2.0%

Calumet City, IL

$979

Austin, TX

$959

Difference

$19.77

less

🏠Rent Comparison

Studio

From$923

To$1,585

↑ $662

1 Bed

From$992

To$1,685

↑ $693

2 Bed

From$1,115

To$1,995

↑ $880

3 Bed

From$1,438

To$2,525

↑ $1,087

Calumet City, ILZIP-level data

1BR range: $1,290–$1,290/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,647

Monthly in Calumet City, IL

$7,998

Monthly in Austin, TX

$352

Difference

Home Values

Calumet City

Austin

$148K

Median Value

$558K

↓ -3%

YoY Change

↓ -5%

↑ +36.5%

5-Year Change

↑ +12.6%

$148K

Price Range

$272K - $1.26M

Homes in Austin are 277% more expensive than Calumet City

Calculate payment - Calumet City Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

4.9%

Rate difference

Calumet City, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Calumet City, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.