Is Phoenix, AZ cheaper than Campbell, CA?

Based on cost of living data, Phoenix, AZ is 44.8% cheaper than Campbell, CA. This translates to saving $3363 per month.

What salary do I need in Phoenix, AZ to live like I do in Campbell, CA?

If you earn $150,000 in Campbell, CA, you'd need approximately $109,648.548 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Campbell, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 65.6% cheaper than in Campbell, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,793/month in Campbell, CA.

How much can I save per month by moving from Campbell, CA to Phoenix, AZ?

Moving from Campbell, CA to Phoenix, AZ could save you approximately $3363 per month, or $40351 per year, based on a $150,000 salary.

Campbell, CA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Campbell, CA — ZIP-level rent data · COL adjusted from San Jose, CA area

Current salary in Campbell, CA

Numbers update automatically as you type

You'd save $3.4K/month moving to Phoenix, AZ

$150.0K in your current city equals $109.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 44.8%

Less expensive

Monthly Impact

$3,363

Savings

Annual Impact

$40.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Campbell, CA

Population:42K

Cost Index:100

Median Home:$1.85M

Phoenix, AZ

Population:1608K

Cost Index:55

Median Home:$414K

Campbell, CA

The Golden State

42K

Population

State Tax

Yes

Located in California, this city has a population of 42K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Campbell, CA vs Phoenix, AZ

Category	Campbell, CA	Phoenix, AZ	Difference	Change
🏠Housing	$8,098/mo	$2,788/mo	↓ $5,309less	65.6%
🚗Transportation	$1,309/mo	$1,489/mo	↑ $179more	13.7%
🛒Groceries	$1,089/mo	$963/mo	↓ $126less	11.6%
⚡All Utilities	$448/mo	$561/mo	↑ $113more	25.2%
🏥Healthcare	$681/mo	$589/mo	↓ $92.81less	13.6%
📦Other	$1,698/mo	$1,677/mo	↓ $20.90less	1.2%

🏠Housing

↓ 65.6%

Campbell, CA

$8,098

Phoenix, AZ

$2,788

Difference

$5,309

less

🚗Transportation

↑ 13.7%

Campbell, CA

$1,309

Phoenix, AZ

$1,489

Difference

$179

🛒Groceries

↓ 11.6%

Campbell, CA

$1,089

Phoenix, AZ

$963

Difference

$126

less

⚡All Utilities

↑ 25.2%

Campbell, CA

$448

Phoenix, AZ

$561

Difference

$113

🏥Healthcare

↓ 13.6%

Campbell, CA

$681

Phoenix, AZ

$589

Difference

$92.81

less

📦Other

↓ 1.2%

Campbell, CA

$1,698

Phoenix, AZ

$1,677

Difference

$20.90

less

🏠Rent Comparison

Studio

From$2,104

To$1,390

↓ $714

1 Bed

From$2,389

To$1,510

↓ $879

2 Bed

From$2,793

To$1,750

↓ $1,043

3 Bed

From$3,687

To$2,330

↓ $1,357

Campbell, CAZIP-level data

1BR range: $3,020–$3,020/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,324

Monthly in Campbell, CA

$8,068

Monthly in Phoenix, AZ

$5,257

Difference

Home Values

Campbell

Phoenix

$1.85M

Median Value

$414K

↑ +1.3%

YoY Change

↓ -3.1%

↑ +41.8%

5-Year Change

↑ +30.2%

$1.85M

Price Range

$274K - $957K

Homes in Phoenix are 78% less expensive than Campbell

Calculate payment - Campbell Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

Campbell, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Campbell, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.