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Cost of Living Comparison 2026

📍 Cape Girardeau, MO — ZIP-level rent data · COL adjusted from St. Louis, MO area

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Numbers update automatically as you type

You'd spend $1.4K/month more in Austin, TX

$150.0K in your current city equals $166.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 18.4%
More expensive
Monthly Impact
$1,382
Extra cost
Annual Impact
$16.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cape Girardeau, MO

Population:41K
Cost Index:100
Median Home:$235K

Austin, TX

Population:979K
Cost Index:118
Median Home:$558K

Cape Girardeau, MO

The Show-Me State

41K
Population
State Tax
Yes

Located in Missouri, this city has a population of 41K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Cape Girardeau, MO vs Austin, TX

🏠Housing
↑ 71.3%
Cape Girardeau, MO
$1,684
Austin, TX
$2,885
Difference
$1,201
more
📦Other
↑ 8.4%
Cape Girardeau, MO
$1,607
Austin, TX
$1,741
Difference
$134
more
🚗Transportation
↑ 5.6%
Cape Girardeau, MO
$1,215
Austin, TX
$1,284
Difference
$68.61
more
🏥Healthcare
↑ 11.8%
Cape Girardeau, MO
$527
Austin, TX
$589
Difference
$62.02
more
🛒Groceries
↑ 1.1%
Cape Girardeau, MO
$949
Austin, TX
$959
Difference
$10.11
more
⚡All Utilities
↑ 1.0%
Cape Girardeau, MO
$535
Austin, TX
$541
Difference
$5.53
more

🏠Rent Comparison

Studio
From$663
To$1,585
↑ $922
1 Bed
From$697
To$1,685
↑ $988
2 Bed
From$858
To$1,995
↑ $1,137
3 Bed
From$1,190
To$2,525
↑ $1,335
Cape Girardeau, MOZIP-level data

1BR range: $820–$820/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,517
Monthly in Cape Girardeau, MO
$7,998
Monthly in Austin, TX
$1,482
Difference

Home Values

Cape Girardeau
Austin
$235K
Median Value
$558K
↑ +4.3%
YoY Change
↓ -5%
↑ +31.3%
5-Year Change
↑ +12.6%
$235K
Price Range
$272K - $1.26M

Homes in Austin are 138% more expensive than Cape Girardeau

Calculate payment - Cape GirardeauCalculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.9K
Per year
Monthly Difference
$661
More take-home
Effective Rate Diff
5.3%
Rate difference

Cape Girardeau, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Cape Girardeau, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cape Girardeau
Austin
54 Moderate
Air Quality
52 Moderate
38%
Good Air Days
42.6%
99 High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+2.5°F
39 days
Heat Days >95°F
98 days
▲+3.0°F
2050 Outlook
▲+2.5°F
39 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between Missouri and Texas on TaxTakeHome.com

Similar cost to Austin, TX

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