MN
MoveNumbers
MoveNumbers
Tap to swap

Cost of Living Comparison 2026

📍 Cape Girardeau, MO — ZIP-level rent data · COL adjusted from St. Louis, MO area

$

Numbers update automatically as you type

You'd spend $864/month more in Charlotte, NC

$150.0K in your current city equals $160.4K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 11.5%
More expensive
Monthly Impact
$864
Extra cost
Annual Impact
$10.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cape Girardeau, MO

Population:41K
Cost Index:100
Median Home:$235K

Charlotte, NC

Population:875K
Cost Index:112
Median Home:$399K

Cape Girardeau, MO

The Show-Me State

41K
Population
State Tax
Yes

Located in Missouri, this city has a population of 41K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Cape Girardeau, MO vs Charlotte, NC

🏠Housing
↑ 46.6%
Cape Girardeau, MO
$1,684
Charlotte, NC
$2,469
Difference
$785
more
🏥Healthcare
↑ 21.2%
Cape Girardeau, MO
$527
Charlotte, NC
$638
Difference
$112
more
📦Other
↑ 6.3%
Cape Girardeau, MO
$1,607
Charlotte, NC
$1,707
Difference
$101
more
🛒Groceries
↑ 4.2%
Cape Girardeau, MO
$949
Charlotte, NC
$989
Difference
$40.09
more
⚡All Utilities
↓ 3.0%
Cape Girardeau, MO
$535
Charlotte, NC
$519
Difference
$16.32
less
🚗Transportation
↓ 1.1%
Cape Girardeau, MO
$1,215
Charlotte, NC
$1,202
Difference
$13.35
less

🏠Rent Comparison

Studio
From$663
To$1,630
↑ $967
1 Bed
From$697
To$1,710
↑ $1,013
2 Bed
From$858
To$1,870
↑ $1,012
3 Bed
From$1,190
To$2,300
↑ $1,110
Cape Girardeau, MOZIP-level data

1BR range: $820–$820/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,517
Monthly in Cape Girardeau, MO
$7,525
Monthly in Charlotte, NC
$1,008
Difference

Home Values

Cape Girardeau
Charlotte
$235K
Median Value
$399K
↑ +4.3%
YoY Change
↓ -1.1%
↑ +31.3%
5-Year Change
↑ +40.8%
$235K
Price Range
$293K - $1.57M

Homes in Charlotte are 70% more expensive than Cape Girardeau

Calculate payment - Cape GirardeauCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $804
Per year
Monthly Difference
$67.00
More take-home
Effective Rate Diff
0.5%
Rate difference

Cape Girardeau, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Cape Girardeau, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cape Girardeau
Charlotte
54 Moderate
Air Quality
51 Moderate
38%
Good Air Days
46.2%
99 High
Climate Risk
97 High
🌊🌡🫨
Top Hazards
🌊🌪💨
▲+3.0°F
2050 Outlook
▲+2.9°F
39 days
Heat Days >95°F
36 days
▲+3.0°F
2050 Outlook
▲+2.9°F
39 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Missouri and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

Other cities in a similar price range

Austin, TXDenver, CONashville, TN

Want to compare different cities?

New Comparison