Is St. Louis, MO cheaper than Catonsville, MD?

Based on cost of living data, St. Louis, MO is 13.1% cheaper than Catonsville, MD. This translates to saving $980 per month.

What salary do I need in St. Louis, MO to live like I do in Catonsville, MD?

If you earn $150,000 in Catonsville, MD, you'd need approximately $138,238.996 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Catonsville, MD and St. Louis, MO?

Housing in St. Louis, MO is 29.4% cheaper than in Catonsville, MD. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,324/month in Catonsville, MD.

How much can I save per month by moving from Catonsville, MD to St. Louis, MO?

Moving from Catonsville, MD to St. Louis, MO could save you approximately $980 per month, or $11761 per year, based on a $150,000 salary.

Catonsville, MD vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Catonsville, MD — COL adjusted from Baltimore, MD area + state data

Current salary in Catonsville, MD

Numbers update automatically as you type

You'd save $980/month moving to St. Louis, MO

$150.0K in your current city equals $138.2K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 13.1%

Less expensive

Monthly Impact

$980

Savings

Annual Impact

$11.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Catonsville, MD

Population:45K

Cost Index:100

Median Home:$218K

St. Louis, MO

Population:302K

Cost Index:87

Median Home:$145K

Catonsville, MD

The Old Line State

45K

Population

State Tax

Yes

Located in Maryland, this city has a population of 45K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Catonsville, MD vs St. Louis, MO

Category	Catonsville, MD	St. Louis, MO	Difference	Change
🏠Housing	$2,650/mo	$1,871/mo	↓ $779less	29.4%
🛒Groceries	$1,058/mo	$949/mo	↓ $109less	10.3%
🚗Transportation	$1,303/mo	$1,216/mo	↓ $86.84less	6.7%
⚡All Utilities	$589/mo	$535/mo	↓ $53.85less	9.1%
🏥Healthcare	$572/mo	$527/mo	↓ $45.28less	7.9%
📦Other	$1,612/mo	$1,607/mo	↓ $5.05less	0.3%

🏠Housing

↓ 29.4%

Catonsville, MD

$2,650

St. Louis, MO

$1,871

Difference

$779

less

🛒Groceries

↓ 10.3%

Catonsville, MD

$1,058

St. Louis, MO

$949

Difference

$109

less

🚗Transportation

↓ 6.7%

Catonsville, MD

$1,303

St. Louis, MO

$1,216

Difference

$86.84

less

⚡All Utilities

↓ 9.1%

Catonsville, MD

$589

St. Louis, MO

$535

Difference

$53.85

less

🏥Healthcare

↓ 7.9%

Catonsville, MD

$572

St. Louis, MO

$527

Difference

$45.28

less

📦Other

↓ 0.3%

Catonsville, MD

$1,612

St. Louis, MO

$1,607

Difference

$5.05

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Catonsville, MD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$923

To$910

↓ $13.00

1 Bed

From$1,083

To$950

↓ $133

2 Bed

From$1,324

To$1,160

↓ $164

3 Bed

From$1,766

To$1,490

↓ $276

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,784

Monthly in Catonsville, MD

$6,705

Monthly in St. Louis, MO

$1,079

Difference

Home Values

Catonsville

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $669

More taxes

Monthly Difference

$55.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

Catonsville, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Catonsville, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.