Is Charlotte, NC cheaper than Cedar Park, TX?

Based on cost of living data, Charlotte, NC is 0.3% cheaper than Cedar Park, TX. The two cities have very similar living costs.

What salary do I need in Charlotte, NC to live like I do in Cedar Park, TX?

If you earn $150,000 in Cedar Park, TX, you'd need approximately $149,696.654 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Cedar Park, TX and Charlotte, NC?

Housing in Charlotte, NC is 0.6% more expensive than in Cedar Park, TX. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,606/month in Cedar Park, TX.

How much can I save per month by moving from Cedar Park, TX to Charlotte, NC?

Moving from Cedar Park, TX to Charlotte, NC could save you approximately $25 per month, or $303 per year, based on a $150,000 salary.

Cedar Park, TX vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Cedar Park, TX — ZIP-level rent data · COL adjusted from Austin, TX area

Current salary in Cedar Park, TX

Numbers update automatically as you type

You'd save $25.28/month moving to Charlotte, NC

$150.0K in your current city equals $149.7K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area

Overall Cost

↓ 0.3%

Less expensive

Monthly Impact

$25.28

Savings

Annual Impact

$303

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cedar Park, TX

Population:78K

Cost Index:100

Median Home:$454K

Charlotte, NC

Population:875K

Cost Index:100

Median Home:$399K

Cedar Park, TX

The Lone Star State

78K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 78K residents.

💡 Advantage: Texas has no state income tax!

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Cedar Park, TX vs Charlotte, NC

Category	Cedar Park, TX	Charlotte, NC	Difference	Change
🏥Healthcare	$572/mo	$638/mo	↑ $66.00more	11.5%
📦Other	$1,645/mo	$1,707/mo	↑ $62.39more	3.8%
🛒Groceries	$932/mo	$989/mo	↑ $56.76more	6.1%
🏠Housing	$2,453/mo	$2,469/mo	↑ $15.62more	0.6%
🚗Transportation	$1,213/mo	$1,202/mo	↓ $11.25less	0.9%
⚡All Utilities	$526/mo	$519/mo	↓ $6.75less	1.3%

🏥Healthcare

↑ 11.5%

Cedar Park, TX

$572

Charlotte, NC

$638

Difference

$66.00

📦Other

↑ 3.8%

Cedar Park, TX

$1,645

Charlotte, NC

$1,707

Difference

$62.39

🛒Groceries

↑ 6.1%

Cedar Park, TX

$932

Charlotte, NC

$989

Difference

$56.76

🏠Housing

↑ 0.6%

Cedar Park, TX

$2,453

Charlotte, NC

$2,469

Difference

$15.62

🚗Transportation

↓ 0.9%

Cedar Park, TX

$1,213

Charlotte, NC

$1,202

Difference

$11.25

less

⚡All Utilities

↓ 1.3%

Cedar Park, TX

$526

Charlotte, NC

$519

Difference

$6.75

less

🏠Rent Comparison

Studio

From$1,277

To$1,630

↑ $353

1 Bed

From$1,357

To$1,710

↑ $353

2 Bed

From$1,606

To$1,870

↑ $264

3 Bed

From$2,032

To$2,300

↑ $268

Cedar Park, TXZIP-level data

1BR range: $1,690–$1,690/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,342

Monthly in Cedar Park, TX

$7,525

Monthly in Charlotte, NC

$183

Difference

Home Values

Cedar Park

Charlotte

$454K

Median Value

$399K

↓ -5.7%

YoY Change

↓ -1.1%

↑ +22.8%

5-Year Change

↑ +40.8%

$454K

Price Range

$293K - $1.57M

Homes in Charlotte are 12% less expensive than Cedar Park

Calculate payment - Cedar Park Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Cedar Park, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Cedar Park, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.