Is Indianapolis, IN cheaper than Cedar Park, TX?

Based on cost of living data, Indianapolis, IN is 10.6% cheaper than Cedar Park, TX. This translates to saving $796 per month.

What salary do I need in Indianapolis, IN to live like I do in Cedar Park, TX?

If you earn $150,000 in Cedar Park, TX, you'd need approximately $140,449.577 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Cedar Park, TX and Indianapolis, IN?

Housing in Indianapolis, IN is 20.5% cheaper than in Cedar Park, TX. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,606/month in Cedar Park, TX.

How much can I save per month by moving from Cedar Park, TX to Indianapolis, IN?

Moving from Cedar Park, TX to Indianapolis, IN could save you approximately $796 per month, or $9550 per year, based on a $150,000 salary.

Cedar Park, TX vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Cedar Park, TX — ZIP-level rent data · COL adjusted from Austin, TX area

Current salary in Cedar Park, TX

Numbers update automatically as you type

You'd save $796/month moving to Indianapolis, IN

$150.0K in your current city equals $140.4K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area

Overall Cost

↓ 10.6%

Less expensive

Monthly Impact

$796

Savings

Annual Impact

$9.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cedar Park, TX

Population:78K

Cost Index:100

Median Home:$454K

Indianapolis, IN

Population:888K

Cost Index:89

Median Home:$176K

Cedar Park, TX

The Lone Star State

78K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 78K residents.

💡 Advantage: Texas has no state income tax!

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Cedar Park, TX vs Indianapolis, IN

Category	Cedar Park, TX	Indianapolis, IN	Difference	Change
🏠Housing	$2,453/mo	$1,949/mo	↓ $504less	20.5%
📦Other	$1,645/mo	$1,590/mo	↓ $54.79less	3.3%
🚗Transportation	$1,213/mo	$1,188/mo	↓ $24.91less	2.1%
⚡All Utilities	$526/mo	$503/mo	↓ $23.14less	4.4%
🛒Groceries	$932/mo	$919/mo	↓ $13.18less	1.4%
🏥Healthcare	$572/mo	$582/mo	↑ $10.24more	1.8%

🏠Housing

↓ 20.5%

Cedar Park, TX

$2,453

Indianapolis, IN

$1,949

Difference

$504

less

📦Other

↓ 3.3%

Cedar Park, TX

$1,645

Indianapolis, IN

$1,590

Difference

$54.79

less

🚗Transportation

↓ 2.1%

Cedar Park, TX

$1,213

Indianapolis, IN

$1,188

Difference

$24.91

less

⚡All Utilities

↓ 4.4%

Cedar Park, TX

$526

Indianapolis, IN

$503

Difference

$23.14

less

🛒Groceries

↓ 1.4%

Cedar Park, TX

$932

Indianapolis, IN

$919

Difference

$13.18

less

🏥Healthcare

↑ 1.8%

Cedar Park, TX

$572

Indianapolis, IN

$582

Difference

$10.24

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Cedar Park, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,277

To$1,030

↓ $247

1 Bed

From$1,357

To$1,170

↓ $187

2 Bed

From$1,606

To$1,360

↓ $246

3 Bed

From$2,032

To$1,760

↓ $272

Cedar Park, TXZIP-level data

1BR range: $1,690–$1,690/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,342

Monthly in Cedar Park, TX

$6,732

Monthly in Indianapolis, IN

$610

Difference

Home Values

Cedar Park

Indianapolis

$454K

Median Value

$176K

↓ -5.7%

YoY Change

↓ -1.1%

↑ +22.8%

5-Year Change

↑ +26.9%

$454K

Price Range

$109K - $340K

Homes in Indianapolis are 61% less expensive than Cedar Park

Calculate payment - Cedar Park Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.8K

More taxes

Monthly Difference

$404

Less take-home

Effective Rate Diff

3.2%

Rate difference

Cedar Park, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Cedar Park, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.