Is Phoenix, AZ cheaper than Cedar Park, TX?

Based on cost of living data, Phoenix, AZ is 6.0% more expensive than Cedar Park, TX. This translates to spending an extra $452 per month.

What salary do I need in Phoenix, AZ to live like I do in Cedar Park, TX?

If you earn $150,000 in Cedar Park, TX, you'd need approximately $155,429.843 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Cedar Park, TX and Phoenix, AZ?

Housing in Phoenix, AZ is 13.7% more expensive than in Cedar Park, TX. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,606/month in Cedar Park, TX.

How much can I save per month by moving from Cedar Park, TX to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $452 more per month than Cedar Park, TX, or $5430 more per year, based on a $150,000 salary.

Cedar Park, TX vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Cedar Park, TX — ZIP-level rent data · COL adjusted from Austin, TX area

Current salary in Cedar Park, TX

Numbers update automatically as you type

You'd spend $452/month more in Phoenix, AZ

$150.0K in your current city equals $155.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area

Overall Cost

↑ 6.0%

More expensive

Monthly Impact

$452

Extra cost

Annual Impact

$5.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cedar Park, TX

Population:78K

Cost Index:100

Median Home:$454K

Phoenix, AZ

Population:1608K

Cost Index:106

Median Home:$414K

Cedar Park, TX

The Lone Star State

78K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 78K residents.

💡 Advantage: Texas has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Cedar Park, TX vs Phoenix, AZ

Category	Cedar Park, TX	Phoenix, AZ	Difference	Change
🏠Housing	$2,453/mo	$2,788/mo	↑ $335more	13.7%
🚗Transportation	$1,213/mo	$1,489/mo	↑ $276more	22.7%
⚡All Utilities	$526/mo	$561/mo	↑ $35.32more	6.7%
📦Other	$1,645/mo	$1,677/mo	↑ $32.26more	2.0%
🛒Groceries	$932/mo	$963/mo	↑ $30.78more	3.3%
🏥Healthcare	$572/mo	$589/mo	↑ $16.44more	2.9%

🏠Housing

↑ 13.7%

Cedar Park, TX

$2,453

Phoenix, AZ

$2,788

Difference

$335

🚗Transportation

↑ 22.7%

Cedar Park, TX

$1,213

Phoenix, AZ

$1,489

Difference

$276

⚡All Utilities

↑ 6.7%

Cedar Park, TX

$526

Phoenix, AZ

$561

Difference

$35.32

📦Other

↑ 2.0%

Cedar Park, TX

$1,645

Phoenix, AZ

$1,677

Difference

$32.26

🛒Groceries

↑ 3.3%

Cedar Park, TX

$932

Phoenix, AZ

$963

Difference

$30.78

🏥Healthcare

↑ 2.9%

Cedar Park, TX

$572

Phoenix, AZ

$589

Difference

$16.44

🏠Rent Comparison

Studio

From$1,277

To$1,390

↑ $113

1 Bed

From$1,357

To$1,510

↑ $153

2 Bed

From$1,606

To$1,750

↑ $144

3 Bed

From$2,032

To$2,330

↑ $298

Cedar Park, TXZIP-level data

1BR range: $1,690–$1,690/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,342

Monthly in Cedar Park, TX

$8,068

Monthly in Phoenix, AZ

$726

Difference

Home Values

Cedar Park

Phoenix

$454K

Median Value

$414K

↓ -5.7%

YoY Change

↓ -3.1%

↑ +22.8%

5-Year Change

↑ +30.2%

$454K

Price Range

$274K - $957K

Homes in Phoenix are 9% less expensive than Cedar Park

Calculate payment - Cedar Park Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Cedar Park, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Cedar Park, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.