Is St. Louis, MO cheaper than Cedar Park, TX?

Based on cost of living data, St. Louis, MO is 10.6% cheaper than Cedar Park, TX. This translates to saving $796 per month.

What salary do I need in St. Louis, MO to live like I do in Cedar Park, TX?

If you earn $150,000 in Cedar Park, TX, you'd need approximately $140,449.577 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Cedar Park, TX and St. Louis, MO?

Housing in St. Louis, MO is 23.7% cheaper than in Cedar Park, TX. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,606/month in Cedar Park, TX.

How much can I save per month by moving from Cedar Park, TX to St. Louis, MO?

Moving from Cedar Park, TX to St. Louis, MO could save you approximately $796 per month, or $9550 per year, based on a $150,000 salary.

Cedar Park, TX vs St. Louis, MO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Cedar Park, TX — ZIP-level rent data · COL adjusted from Austin, TX area

Current salary in Cedar Park, TX

Numbers update automatically as you type

You'd save $796/month moving to St. Louis, MO

$150.0K in your current city equals $140.4K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area

Overall Cost

↓ 10.6%

Less expensive

Monthly Impact

$796

Savings

Annual Impact

$9.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cedar Park, TX

Population:78K

Cost Index:100

Median Home:$454K

St. Louis, MO

Population:302K

Cost Index:89

Median Home:$145K

Cedar Park, TX

The Lone Star State

78K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 78K residents.

💡 Advantage: Texas has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Cedar Park, TX vs St. Louis, MO

Category	Cedar Park, TX	St. Louis, MO	Difference	Change
🏠Housing	$2,453/mo	$1,871/mo	↓ $582less	23.7%
🏥Healthcare	$572/mo	$527/mo	↓ $45.52less	8.0%
📦Other	$1,645/mo	$1,607/mo	↓ $38.05less	2.3%
🛒Groceries	$932/mo	$949/mo	↑ $16.79more	1.8%
⚡All Utilities	$526/mo	$535/mo	↑ $9.64more	1.8%
🚗Transportation	$1,213/mo	$1,216/mo	↑ $2.41more	0.2%

🏠Housing

↓ 23.7%

Cedar Park, TX

$2,453

St. Louis, MO

$1,871

Difference

$582

less

🏥Healthcare

↓ 8.0%

Cedar Park, TX

$572

St. Louis, MO

$527

Difference

$45.52

less

📦Other

↓ 2.3%

Cedar Park, TX

$1,645

St. Louis, MO

$1,607

Difference

$38.05

less

🛒Groceries

↑ 1.8%

Cedar Park, TX

$932

St. Louis, MO

$949

Difference

$16.79

⚡All Utilities

↑ 1.8%

Cedar Park, TX

$526

St. Louis, MO

$535

Difference

$9.64

🚗Transportation

↑ 0.2%

Cedar Park, TX

$1,213

St. Louis, MO

$1,216

Difference

$2.41

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Cedar Park, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,277

To$910

↓ $367

1 Bed

From$1,357

To$950

↓ $407

2 Bed

From$1,606

To$1,160

↓ $446

3 Bed

From$2,032

To$1,490

↓ $542

Cedar Park, TXZIP-level data

1BR range: $1,690–$1,690/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,342

Monthly in Cedar Park, TX

$6,705

Monthly in St. Louis, MO

$637

Difference

Home Values

Cedar Park

St. Louis

$454K

Median Value

$145K

↓ -5.7%

YoY Change

↓ -0.8%

↑ +22.8%

5-Year Change

↑ +10.9%

$454K

Price Range

$38K - $302K

Homes in St. Louis are 68% less expensive than Cedar Park

Calculate payment - Cedar Park Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Cedar Park, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Cedar Park, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.