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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $2.2K/month more in Hialeah, FL

$150.0K in your current city equals $176.1K in Hialeah, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 29.0%
More expensive
Monthly Impact
$2,179
Extra cost
Annual Impact
$26.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chattanooga, TN

Population:187K
Cost Index:
100
100 = national average
Median Home:$357K

Hialeah, FL

Population:223K
Cost Index:
129
(29% above avg)
Median Home:$415K

Chattanooga, TN

The Volunteer State

187K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 187K residents.

๐Ÿ’ก Advantage: Tennessee has no state income tax!

Hialeah, FL

The Sunshine State

223K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 223K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Chattanooga, TN vs Hialeah, FL

Housing
โ†‘ 73.7%
Chattanooga, TN
$2,124
Hialeah, FL
$3,690
Difference
$1,566
more
Other
โ†‘ 20.9%
Chattanooga, TN
$1,731
Hialeah, FL
$2,093
Difference
$361
more
Groceries
โ†‘ 18.6%
Chattanooga, TN
$910
Hialeah, FL
$1,079
Difference
$170
more
Transportation
โ†‘ 12.3%
Chattanooga, TN
$1,302
Hialeah, FL
$1,462
Difference
$160
more
All Utilities
โ†“ 6.4%
Chattanooga, TN
$554
Hialeah, FL
$519
Difference
$35.32
less
Healthcare
โ†‘ 5.5%
Chattanooga, TN
$558
Hialeah, FL
$589
Difference
$30.46
more

๐Ÿ Rent Comparison

Studio
From$902
To$1,900
โ†‘ $998
1 Bed
From$948
To$2,075
โ†‘ $1,127
2 Bed
From$1,039
To$2,530
โ†‘ $1,491
3 Bed
From$1,299
To$3,245
โ†‘ $1,946
Chattanooga, TNZIP-level data

1BR range: $1,000โ€“$1,660/mo

Hialeah, FLZIP-level data

1BR range: $1,720โ€“$2,330/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,179
Monthly in Chattanooga, TN
$9,431
Monthly in Hialeah, FL
$2,252
Difference

Home Values

Chattanooga
Hialeah
$357K
Median Value
$415K
โ†“ -1.2%
YoY Change
โ†“ -3.5%
โ†‘ +38.2%
5-Year Change
โ†‘ +46.2%
$124K - $462K
Price Range
$296K - $551K

Homes in Hialeah are 16% more expensive than Chattanooga

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Chattanooga, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Hialeah, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Chattanooga, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Hialeah, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Chattanooga
Hialeah
50 Good
Air Quality
48 Good
50.8%
Good Air Days
59.8%
96 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
28 days
Heat Days >95ยฐF
22 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
28 days
Heat Days >95ยฐF
22 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Tennessee and Florida on TaxTakeHome.com

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