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Cost of Living Comparison 2026

📍 Chesterfield, MO — ZIP-level rent data · COL adjusted from St. Louis, MO area

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Numbers update automatically as you type

You'd spend $1.8K/month more in Phoenix, AZ

$150.0K in your current city equals $171.1K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from St. Louis, MO-IL area
Overall Cost
↑ 23.5%
More expensive
Monthly Impact
$1,761
Extra cost
Annual Impact
$21.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chesterfield, MO

Population:49K
Cost Index:100
Median Home:$809K

Phoenix, AZ

Population:1608K
Cost Index:123
Median Home:$414K

Chesterfield, MO

The Show-Me State

49K
Population
State Tax
Yes

Located in Missouri, this city has a population of 49K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Chesterfield, MO vs Phoenix, AZ

🏠Housing
↑ 72.4%
Chesterfield, MO
$1,618
Phoenix, AZ
$2,788
Difference
$1,171
more
🚗Transportation
↑ 27.5%
Chesterfield, MO
$1,168
Phoenix, AZ
$1,489
Difference
$321
more
📦Other
↑ 8.7%
Chesterfield, MO
$1,544
Phoenix, AZ
$1,677
Difference
$134
more
🏥Healthcare
↑ 14.0%
Chesterfield, MO
$516
Phoenix, AZ
$589
Difference
$72.43
more
⚡All Utilities
↑ 6.9%
Chesterfield, MO
$525
Phoenix, AZ
$561
Difference
$36.33
more
🛒Groceries
↑ 3.5%
Chesterfield, MO
$930
Phoenix, AZ
$963
Difference
$32.87
more

🏠Rent Comparison

Studio
From$1,070
To$1,390
↑ $320
1 Bed
From$1,110
To$1,510
↑ $400
2 Bed
From$1,364
To$1,750
↑ $386
3 Bed
From$1,756
To$2,330
↑ $574
Chesterfield, MOZIP-level data

1BR range: $1,360–$1,360/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,301
Monthly in Chesterfield, MO
$8,068
Monthly in Phoenix, AZ
$1,767
Difference

Home Values

Chesterfield
Phoenix
$809K
Median Value
$414K
↑ +1.8%
YoY Change
↓ -3.1%
↑ +35.6%
5-Year Change
↑ +30.2%
$809K
Price Range
$274K - $957K

Homes in Phoenix are 49% less expensive than Chesterfield

Calculate payment - ChesterfieldCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.7K
Per year
Monthly Difference
$225
More take-home
Effective Rate Diff
1.8%
Rate difference

Chesterfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Chesterfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Chesterfield
Phoenix
54 Moderate
Air Quality
77 Moderate
38%
Good Air Days
9%
99 High
Climate Risk
100 Very High
🌊🌡🫨
Top Hazards
🔥🌊🌡
▲+3.0°F
2050 Outlook
▲+2.7°F
39 days
Heat Days >95°F
162 days
▲+3.0°F
2050 Outlook
▲+2.7°F
39 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Missouri and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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