Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $84.27/month more in Des Moines, IA

$150.0K in your current city equals $151.0K in Des Moines, IA

Rent data from HUD ZIP-level estimates · COL index from Cincinnati, OH-KY-IN area
Overall Cost
1.1%
More expensive
Monthly Impact
$84.27
Extra cost
Annual Impact
$1.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cincinnati, OH

Population:309K
Cost Index:
100
100 = national average
Median Home:$225K

Des Moines, IA

Population:214K
Cost Index:
101
(1% above avg)
Median Home:$228K

Cincinnati, OH

The Buckeye State

309K
Population
State Tax
Yes

Located in Ohio, this city has a population of 309K residents.

Des Moines, IA

The Hawkeye State

214K
Population
State Tax
Yes

Located in Iowa, this city has a population of 214K residents.

Cost Breakdown by Category

Annual spending: Cincinnati, OH vs Des Moines, IA

Healthcare
20.9%
Cincinnati, OH
$564
Des Moines, IA
$682
Difference
$118
more
Transportation
2.2%
Cincinnati, OH
$1,216
Des Moines, IA
$1,243
Difference
$27.32
more
Groceries
1.1%
Cincinnati, OH
$919
Des Moines, IA
$909
Difference
$9.99
less
All Utilities
1.2%
Cincinnati, OH
$464
Des Moines, IA
$470
Difference
$5.46
more
Housing
0.0%
Cincinnati, OH
$2,079
Des Moines, IA
$2,079
Difference
$0
same
Other
0.0%
Cincinnati, OH
$1,607
Des Moines, IA
$1,607
Difference
$0
same

🏛️ Local Income Taxes

Cincinnati, OH: Cincinnati Earnings Tax$2,700/yr (1.8%)

Des Moines, IA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$850
To$1,020
$170
1 Bed
From$935
To$1,060
$125
2 Bed
From$1,200
To$1,260
$60.00
3 Bed
From$1,585
To$1,720
$135
Cincinnati, OHZIP-level data

1BR range: $760$1,580/mo

Des Moines, IAZIP-level data

1BR range: $960$1,150/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,849
Monthly in Cincinnati, OH
$6,990
Monthly in Des Moines, IA
$141
Difference

Home Values

Cincinnati
Des Moines
$225K
Median Value
$228K
↑ +1.2%
YoY Change
↑ +1.2%
↑ +31.9%
5-Year Change
↑ +32.4%
$113K - $592K
Price Range
$157K - $344K

Homes in Des Moines are 2% more expensive than Cincinnati

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$6.3K
More taxes
Monthly Difference
$523
Less take-home
Effective Rate Diff
4.2%
Rate difference

Cincinnati, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Des Moines, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Cincinnati, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Des Moines, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cincinnati
Des Moines
52 Moderate
Air Quality
45 Good
44.8%
Good Air Days
67.5%
96 High
Climate Risk
92 Moderate
🌊🌡🌪
Top Hazards
🌡🌪
+3.1°F
2050 Outlook
+3.4°F
29 days
Heat Days >95°F
25 days
+3.1°F
2050 Outlook
+3.4°F
29 days
Heat Days >95°F
25 days

💰 See how taxes change too — compare take-home pay between Ohio and Iowa on TaxTakeHome.com

Where your money goes further

Cities cheaper than Cincinnati, OH on a $150.0K salary

Similar cost to Des Moines, IA

Other cities in a similar price range

Want to compare different cities?

New Comparison