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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $169/month more in Omaha, NE

$150.0K in your current city equals $152.0K in Omaha, NE

Rent data from HUD ZIP-level estimates · COL index from Cincinnati, OH-KY-IN area
Overall Cost
2.2%
More expensive
Monthly Impact
$169
Extra cost
Annual Impact
$2.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cincinnati, OH

Population:309K
Cost Index:
100
100 = national average
Median Home:$225K

Omaha, NE

Population:486K
Cost Index:
102
(2% above avg)
Median Home:$282K

Cincinnati, OH

The Buckeye State

309K
Population
State Tax
Yes

Located in Ohio, this city has a population of 309K residents.

Omaha, NE

The Cornhusker State

486K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 486K residents.

Cost Breakdown by Category

Annual spending: Cincinnati, OH vs Omaha, NE

Healthcare
20.9%
Cincinnati, OH
$564
Omaha, NE
$682
Difference
$118
more
Groceries
3.3%
Cincinnati, OH
$919
Omaha, NE
$949
Difference
$29.98
more
Transportation
2.2%
Cincinnati, OH
$1,216
Omaha, NE
$1,243
Difference
$27.32
more
Housing
1.3%
Cincinnati, OH
$2,079
Omaha, NE
$2,105
Difference
$25.99
more
Other
1.0%
Cincinnati, OH
$1,607
Omaha, NE
$1,624
Difference
$16.74
more
All Utilities
1.2%
Cincinnati, OH
$464
Omaha, NE
$470
Difference
$5.46
more

🏛️ Local Income Taxes

Cincinnati, OH: Cincinnati Earnings Tax$2,700/yr (1.8%)

Omaha, NE has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$850
To$1,160
$310
1 Bed
From$935
To$1,220
$285
2 Bed
From$1,200
To$1,450
$250
3 Bed
From$1,585
To$1,920
$335
Cincinnati, OHZIP-level data

1BR range: $760$1,580/mo

Omaha, NEZIP-level data

1BR range: $960$1,720/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,849
Monthly in Cincinnati, OH
$7,073
Monthly in Omaha, NE
$223
Difference

Home Values

Cincinnati
Omaha
$225K
Median Value
$282K
↑ +1.2%
YoY Change
↑ +1.2%
↑ +31.9%
5-Year Change
↑ +31.7%
$113K - $592K
Price Range
$129K - $441K

Homes in Omaha are 26% more expensive than Cincinnati

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.9K
More taxes
Monthly Difference
$409
Less take-home
Effective Rate Diff
3.3%
Rate difference

Cincinnati, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Omaha, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Additional Tax Information

Cincinnati, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Omaha, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cincinnati
Omaha
52 Moderate
Air Quality
45 Good
44.8%
Good Air Days
63.7%
96 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.1°F
2050 Outlook
+3.4°F
29 days
Heat Days >95°F
35 days
+3.1°F
2050 Outlook
+3.4°F
29 days
Heat Days >95°F
35 days

💰 See how taxes change too — compare take-home pay between Ohio and Nebraska on TaxTakeHome.com

Where your money goes further

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Similar cost to Omaha, NE

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