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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $485/month moving to Fayetteville, NC

$150.0K in your current city equals $144.2K in Fayetteville, NC

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 6.5%
Less expensive
Monthly Impact
$485
Savings
Annual Impact
$5.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Clarksville, TN

Population:181K
Cost Index:
100
100 = national average
Median Home:$302K

Fayetteville, NC

Population:209K
Cost Index:
94
(6% below avg)
Median Home:$238K

Clarksville, TN

The Volunteer State

181K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 181K residents.

๐Ÿ’ก Advantage: Tennessee has no state income tax!

Fayetteville, NC

The Tar Heel State

209K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 209K residents.

Cost Breakdown by Category

Annual spending: Clarksville, TN vs Fayetteville, NC

Other
โ†“ 13.3%
Clarksville, TN
$1,854
Fayetteville, NC
$1,607
Difference
$247
less
Housing
โ†“ 3.0%
Clarksville, TN
$2,278
Fayetteville, NC
$2,209
Difference
$69.32
less
Groceries
โ†‘ 3.4%
Clarksville, TN
$928
Fayetteville, NC
$959
Difference
$31.61
more
Transportation
โ†“ 2.0%
Clarksville, TN
$1,226
Fayetteville, NC
$1,202
Difference
$24.15
less
All Utilities
โ†‘ 2.3%
Clarksville, TN
$507
Fayetteville, NC
$519
Difference
$11.82
more
Healthcare
โ†‘ 1.3%
Clarksville, TN
$593
Fayetteville, NC
$601
Difference
$7.63
more

๐Ÿ Rent Comparison

Studio
From$917
To$1,110
โ†‘ $193
1 Bed
From$925
To$1,130
โ†‘ $205
2 Bed
From$1,136
To$1,270
โ†‘ $134
3 Bed
From$1,583
To$1,690
โ†‘ $107
Clarksville, TNZIP-level data

1BR range: $1,120โ€“$1,170/mo

Fayetteville, NCZIP-level data

1BR range: $990โ€“$1,280/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,387
Monthly in Clarksville, TN
$7,097
Monthly in Fayetteville, NC
$290
Difference

Home Values

Clarksville
Fayetteville
$302K
Median Value
$238K
โ†“ -0.6%
YoY Change
โ†‘ +0.4%
โ†‘ +39.6%
5-Year Change
โ†‘ +45.9%
$289K - $393K
Price Range
$195K - $271K

Homes in Fayetteville are 21% less expensive than Clarksville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $7.1K
More taxes
Monthly Difference
$594
Less take-home
Effective Rate Diff
4.7%
Rate difference

Clarksville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Fayetteville, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Clarksville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Fayetteville, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Clarksville
Fayetteville
50 Good
Air Quality
46 Good
51.6%
Good Air Days
63.7%
97 High
Climate Risk
89 Moderate
๐ŸŒŠ๐Ÿซจ๐ŸŒช
Top Hazards
๐ŸŒ€๐ŸŒช
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
42 days
Heat Days >95ยฐF
36 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
42 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Tennessee and North Carolina on TaxTakeHome.com

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