Is Knoxville, TN cheaper than Clarksville, TN?

Based on cost of living data, Knoxville, TN is 3.9% cheaper than Clarksville, TN. This translates to saving $289 per month.

What salary do I need in Knoxville, TN to live like I do in Clarksville, TN?

If you earn $150,000 in Clarksville, TN, you'd need approximately $146,526.827 in Knoxville, TN to maintain the same standard of living.

How does housing cost compare between Clarksville, TN and Knoxville, TN?

Housing in Knoxville, TN is 4.4% more expensive than in Clarksville, TN. For a two-bedroom apartment, rent is $1,495/month in Knoxville, TN compared to $1,136/month in Clarksville, TN.

How much can I save per month by moving from Clarksville, TN to Knoxville, TN?

Moving from Clarksville, TN to Knoxville, TN could save you approximately $289 per month, or $3473 per year, based on a $150,000 salary.

Clarksville, TN vs Knoxville, TN: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Clarksville, TN

Numbers update automatically as you type

You'd save $289/month moving to Knoxville, TN

$150.0K in your current city equals $146.5K in Knoxville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 3.9%

Less expensive

Monthly Impact

$289

Savings

Annual Impact

$3.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Clarksville, TN

Population:181K

Cost Index:

100

100 = national average

Median Home:$302K

Knoxville, TN

Population:198K

Cost Index:

(4% below avg)

Median Home:$369K

Clarksville, TN

The Volunteer State

181K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 181K residents.

💡 Advantage: Tennessee has no state income tax!

Knoxville, TN

The Volunteer State

198K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 198K residents.

💡 Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Annual spending: Clarksville, TN vs Knoxville, TN

Category	Clarksville, TN	Knoxville, TN	Difference	Change
Other	$1,854/mo	$1,668/mo	↓ $186less	10.0%
Housing	$2,278/mo	$2,378/mo	↑ $100more	4.4%
Groceries	$928/mo	$967/mo	↑ $39.66more	4.3%
All Utilities	$507/mo	$468/mo	↓ $38.93less	7.7%
Healthcare	$593/mo	$556/mo	↓ $37.31less	6.3%
Transportation	$1,226/mo	$1,236/mo	↑ $9.99more	0.8%

Other

↓ 10.0%

Clarksville, TN

$1,854

Knoxville, TN

$1,668

Difference

$186

less

Housing

↑ 4.4%

Clarksville, TN

$2,278

Knoxville, TN

$2,378

Difference

$100

Groceries

↑ 4.3%

Clarksville, TN

$928

Knoxville, TN

$967

Difference

$39.66

All Utilities

↓ 7.7%

Clarksville, TN

$507

Knoxville, TN

$468

Difference

$38.93

less

Healthcare

↓ 6.3%

Clarksville, TN

$593

Knoxville, TN

$556

Difference

$37.31

less

Transportation

↑ 0.8%

Clarksville, TN

$1,226

Knoxville, TN

$1,236

Difference

$9.99

🏠Rent Comparison

Studio

From$917

To$1,200

↑ $283

1 Bed

From$925

To$1,200

↑ $275

2 Bed

From$1,136

To$1,495

↑ $359

3 Bed

From$1,583

To$1,891

↑ $308

Clarksville, TNZIP-level data

1BR range: $1,120–$1,170/mo

Knoxville, TNZIP-level data

1BR range: $980–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,387

Monthly in Clarksville, TN

$7,274

Monthly in Knoxville, TN

$113

Difference

Home Values

Clarksville

Knoxville

$302K

Median Value

$369K

↓ -0.6%

YoY Change

↑ +0.7%

↑ +39.6%

5-Year Change

↑ +64.1%

$289K - $393K

Price Range

$196K - $638K

Homes in Knoxville are 22% more expensive than Clarksville

Calculate payment - Clarksville Calculate payment - Knoxville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Clarksville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Knoxville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Clarksville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Knoxville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.