Is Little Rock, AR cheaper than Clarksville, TN?

Based on cost of living data, Little Rock, AR is 10.0% cheaper than Clarksville, TN. This translates to saving $747 per month.

What salary do I need in Little Rock, AR to live like I do in Clarksville, TN?

If you earn $150,000 in Clarksville, TN, you'd need approximately $141,035.628 in Little Rock, AR to maintain the same standard of living.

How does housing cost compare between Clarksville, TN and Little Rock, AR?

Housing in Little Rock, AR is 16.6% cheaper than in Clarksville, TN. For a two-bedroom apartment, rent is $1,226/month in Little Rock, AR compared to $1,136/month in Clarksville, TN.

How much can I save per month by moving from Clarksville, TN to Little Rock, AR?

Moving from Clarksville, TN to Little Rock, AR could save you approximately $747 per month, or $8964 per year, based on a $150,000 salary.

Clarksville, TN vs Little Rock, AR: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Clarksville, TN

Numbers update automatically as you type

You'd save $747/month moving to Little Rock, AR

$150.0K in your current city equals $141.0K in Little Rock, AR

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 10.0%

Less expensive

Monthly Impact

$747

Savings

Annual Impact

$9.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Clarksville, TN

Population:181K

Cost Index:

100

100 = national average

Median Home:$302K

Little Rock, AR

Population:204K

Cost Index:

(10% below avg)

Median Home:$261K

Clarksville, TN

The Volunteer State

181K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 181K residents.

💡 Advantage: Tennessee has no state income tax!

Little Rock, AR

The Natural State

204K

Population

State Tax

Yes

Located in Arkansas, this city has a population of 204K residents.

Cost Breakdown by Category

Annual spending: Clarksville, TN vs Little Rock, AR

Category	Clarksville, TN	Little Rock, AR	Difference	Change
Housing	$2,278/mo	$1,900/mo	↓ $378less	16.6%
Other	$1,854/mo	$1,724/mo	↓ $130less	7.0%
Healthcare	$593/mo	$534/mo	↓ $58.92less	9.9%
Transportation	$1,226/mo	$1,280/mo	↑ $53.91more	4.4%
All Utilities	$507/mo	$538/mo	↑ $30.60more	6.0%
Groceries	$928/mo	$953/mo	↑ $25.53more	2.8%

Housing

↓ 16.6%

Clarksville, TN

$2,278

Little Rock, AR

$1,900

Difference

$378

less

Other

↓ 7.0%

Clarksville, TN

$1,854

Little Rock, AR

$1,724

Difference

$130

less

Healthcare

↓ 9.9%

Clarksville, TN

$593

Little Rock, AR

$534

Difference

$58.92

less

Transportation

↑ 4.4%

Clarksville, TN

$1,226

Little Rock, AR

$1,280

Difference

$53.91

All Utilities

↑ 6.0%

Clarksville, TN

$507

Little Rock, AR

$538

Difference

$30.60

Groceries

↑ 2.8%

Clarksville, TN

$928

Little Rock, AR

$953

Difference

$25.53

🏠Rent Comparison

Studio

From$917

To$1,050

↑ $133

1 Bed

From$925

To$1,061

↑ $136

2 Bed

From$1,136

To$1,226

↑ $90.00

3 Bed

From$1,583

To$1,648

↑ $65.00

Clarksville, TNZIP-level data

1BR range: $1,120–$1,170/mo

Little Rock, ARZIP-level data

1BR range: $890–$1,280/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,387

Monthly in Clarksville, TN

$6,930

Monthly in Little Rock, AR

$457

Difference

Home Values

Clarksville

Little Rock

$302K

Median Value

$261K

↓ -0.6%

YoY Change

↑ +1.4%

↑ +39.6%

5-Year Change

↑ +27.2%

$289K - $393K

Price Range

$109K - $468K

Homes in Little Rock are 14% less expensive than Clarksville

Calculate payment - Clarksville Calculate payment - Little Rock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $9.0K

More taxes

Monthly Difference

$752

Less take-home

Effective Rate Diff

6.0%

Rate difference

Clarksville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Little Rock, AR

Federal Income Tax

Effective: 18.9%

$25.5K

Arkansas State Tax

Effective: 6.0%

$9.0K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.7%

$46.0K

Take-Home Pay

$8,664/month

$104.0K

Additional Tax Information

Clarksville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Little Rock, AR Tax Rates

Sales Tax:9.4%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.