Is St. Louis, MO cheaper than Cliffside Park, NJ?

Based on cost of living data, St. Louis, MO is 26.5% cheaper than Cliffside Park, NJ. This translates to saving $1988 per month.

What salary do I need in St. Louis, MO to live like I do in Cliffside Park, NJ?

If you earn $150,000 in Cliffside Park, NJ, you'd need approximately $126,139.855 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Cliffside Park, NJ and St. Louis, MO?

Housing in St. Louis, MO is 40.9% cheaper than in Cliffside Park, NJ. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,932/month in Cliffside Park, NJ.

How much can I save per month by moving from Cliffside Park, NJ to St. Louis, MO?

Moving from Cliffside Park, NJ to St. Louis, MO could save you approximately $1988 per month, or $23860 per year, based on a $150,000 salary.

Cliffside Park, NJ vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Cliffside Park, NJ — ZIP-level rent data · COL adjusted from Jersey City, NJ area

Current salary in Cliffside Park, NJ

Numbers update automatically as you type

You'd save $2.0K/month moving to St. Louis, MO

$150.0K in your current city equals $126.1K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 26.5%

Less expensive

Monthly Impact

$1,988

Savings

Annual Impact

$23.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cliffside Park, NJ

Population:26K

Cost Index:100

Median Home:$626K

St. Louis, MO

Population:302K

Cost Index:73

Median Home:$145K

Cliffside Park, NJ

The Garden State

26K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 26K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Cliffside Park, NJ vs St. Louis, MO

Category	Cliffside Park, NJ	St. Louis, MO	Difference	Change
🏠Housing	$3,168/mo	$1,871/mo	↓ $1,296less	40.9%
📦Other	$1,918/mo	$1,607/mo	↓ $311less	16.2%
🚗Transportation	$1,514/mo	$1,216/mo	↓ $298less	19.7%
🏥Healthcare	$669/mo	$527/mo	↓ $143less	21.3%
🛒Groceries	$1,070/mo	$949/mo	↓ $120less	11.3%
⚡All Utilities	$580/mo	$535/mo	↓ $44.13less	7.6%

🏠Housing

↓ 40.9%

Cliffside Park, NJ

$3,168

St. Louis, MO

$1,871

Difference

$1,296

less

📦Other

↓ 16.2%

Cliffside Park, NJ

$1,918

St. Louis, MO

$1,607

Difference

$311

less

🚗Transportation

↓ 19.7%

Cliffside Park, NJ

$1,514

St. Louis, MO

$1,216

Difference

$298

less

🏥Healthcare

↓ 21.3%

Cliffside Park, NJ

$669

St. Louis, MO

$527

Difference

$143

less

🛒Groceries

↓ 11.3%

Cliffside Park, NJ

$1,070

St. Louis, MO

$949

Difference

$120

less

⚡All Utilities

↓ 7.6%

Cliffside Park, NJ

$580

St. Louis, MO

$535

Difference

$44.13

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Cliffside Park, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,481

To$910

↓ $571

1 Bed

From$1,682

To$950

↓ $732

2 Bed

From$1,932

To$1,160

↓ $772

3 Bed

From$2,359

To$1,490

↓ $869

Cliffside Park, NJZIP-level data

1BR range: $2,090–$2,090/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,918

Monthly in Cliffside Park, NJ

$6,705

Monthly in St. Louis, MO

$2,213

Difference

Home Values

Cliffside Park

St. Louis

$626K

Median Value

$145K

↑ +2.5%

YoY Change

↓ -0.8%

↑ +28%

5-Year Change

↑ +10.9%

$626K

Price Range

$38K - $302K

Homes in St. Louis are 77% less expensive than Cliffside Park

Calculate payment - Cliffside Park Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $499

More taxes

Monthly Difference

$41.54

Less take-home

Effective Rate Diff

0.3%

Rate difference

Cliffside Park, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Cliffside Park, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.