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Cost of Living Comparison 2026

๐Ÿ“ College Station, TX โ€” ZIP-level rent data ยท COL adjusted from Houston, TX area

$

Numbers update automatically as you type

You'd save $130/month moving to Indianapolis, IN

$150.0K in your current city equals $148.4K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 1.7%
Less expensive
Monthly Impact
$130
Savings
Annual Impact
$1.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

College Station, TX

Population:125K
Cost Index:100
Median Home:$319K

Indianapolis, IN

Population:888K
Cost Index:98
Median Home:$176K

College Station, TX

The Lone Star State

125K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 125K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: College Station, TX vs Indianapolis, IN

๐Ÿš—Transportation
โ†“ 10.6%
College Station, TX
$1,330
Indianapolis, IN
$1,188
Difference
$141
less
๐Ÿ Housing
โ†‘ 7.7%
College Station, TX
$1,809
Indianapolis, IN
$1,949
Difference
$140
more
๐Ÿ›’Groceries
โ†‘ 5.3%
College Station, TX
$873
Indianapolis, IN
$919
Difference
$46.42
more
๐ŸฅHealthcare
โ†‘ 8.2%
College Station, TX
$538
Indianapolis, IN
$582
Difference
$44.14
more
๐Ÿ“ฆOther
โ†“ 1.9%
College Station, TX
$1,622
Indianapolis, IN
$1,590
Difference
$31.53
less
โšกAll Utilities
โ†“ 5.0%
College Station, TX
$529
Indianapolis, IN
$503
Difference
$26.43
less

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

College Station, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$842
To$1,030
โ†‘ $188
1 Bed
From$889
To$1,170
โ†‘ $281
2 Bed
From$975
To$1,360
โ†‘ $385
3 Bed
From$1,357
To$1,760
โ†‘ $403
College Station, TXZIP-level data

1BR range: $1,090โ€“$1,190/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,701
Monthly in College Station, TX
$6,732
Monthly in Indianapolis, IN
$31.46
Difference

Home Values

College Station
Indianapolis
$319K
Median Value
$176K
โ†‘ +0.8%
YoY Change
โ†“ -1.1%
โ†‘ +28.6%
5-Year Change
โ†‘ +26.9%
$281K - $358K
Price Range
$109K - $340K

Homes in Indianapolis are 45% less expensive than College Station

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $4.8K
More taxes
Monthly Difference
$404
Less take-home
Effective Rate Diff
3.2%
Rate difference

College Station, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

College Station, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

College Station
Indianapolis
61 Moderate
Air Quality
54 Moderate
13.7%
Good Air Days
36.6%
100 Very High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
64 days
Heat Days >95ยฐF
18 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
64 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Indiana on TaxTakeHome.com

Where your money goes further

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