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Cost of Living Comparison 2026

๐Ÿ“ College Station, TX โ€” ZIP-level rent data ยท COL adjusted from Houston, TX area

$

Numbers update automatically as you type

You'd save $130/month moving to St. Louis, MO

$150.0K in your current city equals $148.4K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 1.7%
Less expensive
Monthly Impact
$130
Savings
Annual Impact
$1.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

College Station, TX

Population:125K
Cost Index:100
Median Home:$319K

St. Louis, MO

Population:302K
Cost Index:98
Median Home:$145K

College Station, TX

The Lone Star State

125K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 125K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: College Station, TX vs St. Louis, MO

๐Ÿš—Transportation
โ†“ 8.6%
College Station, TX
$1,330
St. Louis, MO
$1,216
Difference
$114
less
๐Ÿ›’Groceries
โ†‘ 8.8%
College Station, TX
$873
St. Louis, MO
$949
Difference
$76.39
more
๐Ÿ Housing
โ†‘ 3.4%
College Station, TX
$1,809
St. Louis, MO
$1,871
Difference
$62.18
more
๐Ÿ“ฆOther
โ†“ 0.9%
College Station, TX
$1,622
St. Louis, MO
$1,607
Difference
$14.79
less
๐ŸฅHealthcare
โ†“ 2.2%
College Station, TX
$538
St. Louis, MO
$527
Difference
$11.62
less
โšกAll Utilities
โ†‘ 1.2%
College Station, TX
$529
St. Louis, MO
$535
Difference
$6.35
more

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

College Station, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$842
To$910
โ†‘ $68.00
1 Bed
From$889
To$950
โ†‘ $61.00
2 Bed
From$975
To$1,160
โ†‘ $185
3 Bed
From$1,357
To$1,490
โ†‘ $133
College Station, TXZIP-level data

1BR range: $1,090โ€“$1,190/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,701
Monthly in College Station, TX
$6,705
Monthly in St. Louis, MO
$4.56
Difference

Home Values

College Station
St. Louis
$319K
Median Value
$145K
โ†‘ +0.8%
YoY Change
โ†“ -0.8%
โ†‘ +28.6%
5-Year Change
โ†‘ +10.9%
$281K - $358K
Price Range
$38K - $302K

Homes in St. Louis are 55% less expensive than College Station

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $7.9K
More taxes
Monthly Difference
$661
Less take-home
Effective Rate Diff
5.3%
Rate difference

College Station, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

College Station, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

College Station
St. Louis
61 Moderate
Air Quality
54 Moderate
13.7%
Good Air Days
38%
100 Very High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
64 days
Heat Days >95ยฐF
39 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
64 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Missouri on TaxTakeHome.com

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