Is Charlotte, NC cheaper than Colorado Springs, CO?

Based on cost of living data, Charlotte, NC is 5.8% cheaper than Colorado Springs, CO. This translates to saving $437 per month.

What salary do I need in Charlotte, NC to live like I do in Colorado Springs, CO?

If you earn $150,000 in Colorado Springs, CO, you'd need approximately $144,757.282 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Colorado Springs, CO and Charlotte, NC?

Housing in Charlotte, NC is 13.6% cheaper than in Colorado Springs, CO. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,800/month in Colorado Springs, CO.

How much can I save per month by moving from Colorado Springs, CO to Charlotte, NC?

Moving from Colorado Springs, CO to Charlotte, NC could save you approximately $437 per month, or $5243 per year, based on a $150,000 salary.

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Colorado Springs, CO

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Charlotte, NC

Cost of Living Comparison 2026

Current salary in Colorado Springs, CO

Numbers update automatically as you type

You'd save $437/month moving to Charlotte, NC

$150.0K in your current city equals $144.8K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Colorado Springs, CO area

Overall Cost

↓ 5.8%

Less expensive

Monthly Impact

$437

Savings

Annual Impact

$5.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Colorado Springs, CO

Population:479K

Cost Index:100

Median Home:$415K

Charlotte, NC

Population:875K

Cost Index:94

Median Home:$399K

Colorado Springs, CO

The Centennial State

479K

Population

State Tax

Yes

Located in Colorado, this city has a population of 479K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Colorado Springs, CO vs Charlotte, NC

Category	Colorado Springs, CO	Charlotte, NC	Difference	Change
🏠Housing	$2,859/mo	$2,469/mo	↓ $390less	13.6%
📦Other	$1,791/mo	$1,707/mo	↓ $83.70less	4.7%
🚗Transportation	$1,270/mo	$1,202/mo	↓ $68.30less	5.4%
⚡All Utilities	$454/mo	$519/mo	↑ $65.57more	14.5%
🏥Healthcare	$626/mo	$638/mo	↑ $12.39more	2.0%
🛒Groceries	$999/mo	$989/mo	↓ $9.99less	1.0%

🏠Housing

↓ 13.6%

Colorado Springs, CO

$2,859

Charlotte, NC

$2,469

Difference

$390

less

📦Other

↓ 4.7%

Colorado Springs, CO

$1,791

Charlotte, NC

$1,707

Difference

$83.70

less

🚗Transportation

↓ 5.4%

Colorado Springs, CO

$1,270

Charlotte, NC

$1,202

Difference

$68.30

less

⚡All Utilities

↑ 14.5%

Colorado Springs, CO

$454

Charlotte, NC

$519

Difference

$65.57

🏥Healthcare

↑ 2.0%

Colorado Springs, CO

$626

Charlotte, NC

$638

Difference

$12.39

🛒Groceries

↓ 1.0%

Colorado Springs, CO

$999

Charlotte, NC

$989

Difference

$9.99

less

🏠Rent Comparison

Studio

From$1,240

To$1,630

↑ $390

1 Bed

From$1,520

To$1,710

↑ $190

2 Bed

From$1,800

To$1,870

↑ $70.00

3 Bed

From$2,505

To$2,300

↓ $205

Colorado Springs, COZIP-level data

1BR range: $1,210–$2,050/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,999

Monthly in Colorado Springs, CO

$7,525

Monthly in Charlotte, NC

$474

Difference

Home Values

Colorado Springs

Charlotte

$415K

Median Value

$399K

↓ -2.2%

YoY Change

↓ -1.1%

↑ +22.4%

5-Year Change

↑ +40.8%

$314K - $709K

Price Range

$293K - $1.57M

Homes in Charlotte are 4% less expensive than Colorado Springs

Calculate payment - Colorado Springs Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $525

More taxes

Monthly Difference

$43.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

Colorado Springs, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Colorado Springs, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.