Is St. Louis, MO cheaper than Colorado Springs, CO?

Based on cost of living data, St. Louis, MO is 15.5% cheaper than Colorado Springs, CO. This translates to saving $1165 per month.

What salary do I need in St. Louis, MO to live like I do in Colorado Springs, CO?

If you earn $150,000 in Colorado Springs, CO, you'd need approximately $136,019.417 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Colorado Springs, CO and St. Louis, MO?

Housing in St. Louis, MO is 34.5% cheaper than in Colorado Springs, CO. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,800/month in Colorado Springs, CO.

How much can I save per month by moving from Colorado Springs, CO to St. Louis, MO?

Moving from Colorado Springs, CO to St. Louis, MO could save you approximately $1165 per month, or $13981 per year, based on a $150,000 salary.

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Colorado Springs, CO

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St. Louis, MO

Cost of Living Comparison 2026

Current salary in Colorado Springs, CO

Numbers update automatically as you type

You'd save $1.2K/month moving to St. Louis, MO

$150.0K in your current city equals $136.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Colorado Springs, CO area

Overall Cost

↓ 15.5%

Less expensive

Monthly Impact

$1,165

Savings

Annual Impact

$14.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Colorado Springs, CO

Population:479K

Cost Index:100

Median Home:$415K

St. Louis, MO

Population:302K

Cost Index:84

Median Home:$145K

Colorado Springs, CO

The Centennial State

479K

Population

State Tax

Yes

Located in Colorado, this city has a population of 479K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Colorado Springs, CO vs St. Louis, MO

Category	Colorado Springs, CO	St. Louis, MO	Difference	Change
🏠Housing	$2,859/mo	$1,871/mo	↓ $988less	34.5%
📦Other	$1,791/mo	$1,607/mo	↓ $184less	10.3%
🏥Healthcare	$626/mo	$527/mo	↓ $99.13less	15.8%
⚡All Utilities	$454/mo	$535/mo	↑ $81.96more	18.1%
🚗Transportation	$1,270/mo	$1,216/mo	↓ $54.64less	4.3%
🛒Groceries	$999/mo	$949/mo	↓ $49.96less	5.0%

🏠Housing

↓ 34.5%

Colorado Springs, CO

$2,859

St. Louis, MO

$1,871

Difference

$988

less

📦Other

↓ 10.3%

Colorado Springs, CO

$1,791

St. Louis, MO

$1,607

Difference

$184

less

🏥Healthcare

↓ 15.8%

Colorado Springs, CO

$626

St. Louis, MO

$527

Difference

$99.13

less

⚡All Utilities

↑ 18.1%

Colorado Springs, CO

$454

St. Louis, MO

$535

Difference

$81.96

🚗Transportation

↓ 4.3%

Colorado Springs, CO

$1,270

St. Louis, MO

$1,216

Difference

$54.64

less

🛒Groceries

↓ 5.0%

Colorado Springs, CO

$999

St. Louis, MO

$949

Difference

$49.96

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Colorado Springs, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,240

To$910

↓ $330

1 Bed

From$1,520

To$950

↓ $570

2 Bed

From$1,800

To$1,160

↓ $640

3 Bed

From$2,505

To$1,490

↓ $1,015

Colorado Springs, COZIP-level data

1BR range: $1,210–$2,050/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,999

Monthly in Colorado Springs, CO

$6,705

Monthly in St. Louis, MO

$1,293

Difference

Home Values

Colorado Springs

St. Louis

$415K

Median Value

$145K

↓ -2.2%

YoY Change

↓ -0.8%

↑ +22.4%

5-Year Change

↑ +10.9%

$314K - $709K

Price Range

$38K - $302K

Homes in St. Louis are 65% less expensive than Colorado Springs

Calculate payment - Colorado Springs Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.3K

More taxes

Monthly Difference

$111

Less take-home

Effective Rate Diff

0.9%

Rate difference

Colorado Springs, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Colorado Springs, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.