Is San Jose, CA cheaper than Colorado Springs, CO?

Based on cost of living data, San Jose, CA is 95.1% more expensive than Colorado Springs, CO. This translates to spending an extra $7136 per month.

What salary do I need in San Jose, CA to live like I do in Colorado Springs, CO?

If you earn $150,000 in Colorado Springs, CO, you'd need approximately $235,631.068 in San Jose, CA to maintain the same standard of living.

How does housing cost compare between Colorado Springs, CO and San Jose, CA?

Housing in San Jose, CA is 238.2% more expensive than in Colorado Springs, CO. For a two-bedroom apartment, rent is $3,445/month in San Jose, CA compared to $1,800/month in Colorado Springs, CO.

How much can I save per month by moving from Colorado Springs, CO to San Jose, CA?

Living in San Jose, CA costs approximately $7136 more per month than Colorado Springs, CO, or $85631 more per year, based on a $150,000 salary.

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Colorado Springs, CO

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San Jose, CA

Cost of Living Comparison 2026

Current salary in Colorado Springs, CO

Numbers update automatically as you type

You'd spend $7.1K/month more in San Jose, CA

$150.0K in your current city equals $235.6K in San Jose, CA

Rent data from HUD ZIP-level estimates · COL index from Colorado Springs, CO area

Overall Cost

↑ 95.1%

More expensive

Monthly Impact

$7,136

Extra cost

Annual Impact

$85.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Colorado Springs, CO

Population:479K

Cost Index:100

Median Home:$415K

San Jose, CA

Population:1013K

Cost Index:195

Median Home:$1.35M

Colorado Springs, CO

The Centennial State

479K

Population

State Tax

Yes

Located in Colorado, this city has a population of 479K residents.

San Jose, CA

The Golden State

1.0M

Population

State Tax

Yes

Located in California, this city has a population of 1.0M residents.

Cost Breakdown by Category

Annual spending: Colorado Springs, CO vs San Jose, CA

Category	Colorado Springs, CO	San Jose, CA	Difference	Change
🏠Housing	$2,859/mo	$9,667/mo	↑ $6,809more	238.2%
🚗Transportation	$1,270/mo	$1,407/mo	↑ $137more	10.8%
🛒Groceries	$999/mo	$1,129/mo	↑ $130more	13.0%
🏥Healthcare	$626/mo	$706/mo	↑ $80.54more	12.9%
📦Other	$1,791/mo	$1,825/mo	↑ $33.48more	1.9%
⚡All Utilities	$454/mo	$464/mo	↑ $10.93more	2.4%

🏠Housing

↑ 238.2%

Colorado Springs, CO

$2,859

San Jose, CA

$9,667

Difference

$6,809

🚗Transportation

↑ 10.8%

Colorado Springs, CO

$1,270

San Jose, CA

$1,407

Difference

$137

🛒Groceries

↑ 13.0%

Colorado Springs, CO

$999

San Jose, CA

$1,129

Difference

$130

🏥Healthcare

↑ 12.9%

Colorado Springs, CO

$626

San Jose, CA

$706

Difference

$80.54

📦Other

↑ 1.9%

Colorado Springs, CO

$1,791

San Jose, CA

$1,825

Difference

$33.48

⚡All Utilities

↑ 2.4%

Colorado Springs, CO

$454

San Jose, CA

$464

Difference

$10.93

🏠Rent Comparison

Studio

From$1,240

To$2,590

↑ $1,350

1 Bed

From$1,520

To$2,950

↑ $1,430

2 Bed

From$1,800

To$3,445

↑ $1,645

3 Bed

From$2,505

To$4,550

↑ $2,045

Colorado Springs, COZIP-level data

1BR range: $1,210–$2,050/mo

San Jose, CAZIP-level data

1BR range: $2,190–$4,060/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,999

Monthly in Colorado Springs, CO

$15,199

Monthly in San Jose, CA

$7,200

Difference

Home Values

Colorado Springs

San Jose

$415K

Median Value

$1.35M

↓ -2.2%

YoY Change

↓ -2.5%

↑ +22.4%

5-Year Change

↑ +35.5%

$314K - $709K

Price Range

$671K - $2.59M

Homes in San Jose are 225% more expensive than Colorado Springs

Calculate payment - Colorado Springs Calculate payment - San Jose

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.0K

More taxes

Monthly Difference

$336

Less take-home

Effective Rate Diff

2.7%

Rate difference

Colorado Springs, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

San Jose, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Colorado Springs, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

San Jose, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.