Colorado Springs, CO vs Stockton, CA: Cost of Living

Which city costs less?

Stockton, CA has a modeled overall cost index 11.7% higher than Colorado Springs, CO.

Colorado Springs, CO · modeled 2BR rent: $1,800 / month
Stockton, CA · modeled 2BR rent: $1,530 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Colorado Springs, CO and Stockton, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Colorado Springs, CO

Numbers update automatically as you type

Estimated extra cost: $810/month in Stockton, CA

$150,000 in your current city has a modeled equivalent of $159,717 in Stockton, CA

Regional cost estimates: Colorado Springs, CO uses Colorado Springs, CO Metropolitan Area. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 11.7%

More expensive

Monthly Impact

$810

Extra cost

Annual Impact

$9.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Colorado Springs, CO

Population:479K

Cost Index:

103.0

100 = national average

Typical Home:$415K

Stockton, CA

Population:310K

Cost Index:

115.0

100 = national average

Typical Home:$400K

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Colorado Springs, CO

The Centennial State

479K

Population

State Tax

Yes

Located in Colorado, this city has a population of 479K residents.

Stockton, CA

The Golden State

310K

Population

State Tax

Yes

Located in California, this city has a population of 310K residents.

Cost Breakdown by Category

Estimated monthly spending: Colorado Springs, CO vs Stockton, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Colorado Springs, CO	Stockton, CA	Difference	Change
Housing	$2,680/mo	$3,290/mo	↑ $609more	22.7%
Transportation	$1,191/mo	$1,383/mo	↑ $192more	16.1%
Healthcare	$587/mo	$471/mo	↓ $116less	19.8%
Groceries	$937/mo	$1,021/mo	↑ $84.33more	9.0%
All Utilities	$425/mo	$497/mo	↑ $71.73more	16.9%
Other	$1,680/mo	$1,648/mo	↓ $31.39less	1.9%

Housing

↑ 22.7%

Colorado Springs, CO

$2,680

Stockton, CA

$3,290

Difference

$609

Transportation

↑ 16.1%

Colorado Springs, CO

$1,191

Stockton, CA

$1,383

Difference

$192

Healthcare

↓ 19.8%

Colorado Springs, CO

$587

Stockton, CA

$471

Difference

$116

less

Groceries

↑ 9.0%

Colorado Springs, CO

$937

Stockton, CA

$1,021

Difference

$84.33

All Utilities

↑ 16.9%

Colorado Springs, CO

$425

Stockton, CA

$497

Difference

$71.73

Other

↓ 1.9%

Colorado Springs, CO

$1,680

Stockton, CA

$1,648

Difference

$31.39

less

🏠Rent Comparison

Studio

From$1,240

To$1,130

↓ $110

1 Bed

From$1,520

To$1,230

↓ $290

2 Bed

From$1,800

To$1,530

↓ $270

3 Bed

From$2,505

To$2,130

↓ $375

Colorado Springs, COZIP-level data

1BR range: $1,210–$2,050/mo

Stockton, CAZIP-level data

1BR range: $1,020–$1,940/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Colorado Springs, CO

$8,310

Monthly in Stockton, CA

$810

Difference

Home Values

Colorado Springs

Stockton

$415K

Median Value

$400K

↓ -2.2%

YoY Change

↓ -3.7%

↑ +22.4%

5-Year Change

↑ +19.5%

$314K - $709K

Price Range

$323K - $548K

Homes in Stockton are 4% less expensive than Colorado Springs

Calculate payment - Colorado Springs Calculate payment - Stockton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.0K

More taxes

Monthly Difference

$336

Less take-home

Effective Rate Diff

2.7%

Rate difference

Colorado Springs, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Stockton, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Colorado Springs, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Stockton, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Colorado Springs, CO

37/100

1.2% sidewalk tags · 2.1% cycling tags

Stockton, CA

23/100

5.3% sidewalk tags · 2.6% cycling tags

Environment

Colorado Springs

Stockton

49 Good

Air Quality

51 Moderate

55.2%

Good Air Days

48.6%

94 Moderate

Climate Risk

99 High

🔥🌊🌪

Top Hazards

🌊🌡☀

▲+3.0°F

2050 Outlook

▲+2.4°F

9 days

Heat Days >95°F

63 days

▲+3.0°F

2050 Outlook

▲+2.4°F

9 days

Heat Days >95°F

63 days

Before moving from Colorado Springs, CO to Stockton, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Stockton, CA for the same bedroom count and included utilities as your home in Colorado Springs, CO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Colorado Springs to Stockton moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Stockton, CA by cost, housing, population and region.

Frequently Asked Questions: Colorado Springs, CO vs Stockton, CA

How do the cost estimates for Colorado Springs, CO and Stockton, CA compare?

Stockton, CA has a modeled overall cost index 11.7% higher than Colorado Springs, CO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Colorado Springs, CO, the model estimates $159,717 in Stockton, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Colorado Springs, CO and Stockton, CA?

The modeled two-bedroom rents are $1,800/month in Colorado Springs, CO and $1,530/month in Stockton, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Colorado and California on TaxTakeHome.com