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Cost of Living Comparison 2026

๐Ÿ“ Columbia, MO โ€” ZIP-level rent data ยท COL adjusted from St. Louis, MO area

$

Numbers update automatically as you type

You'd save $130/month moving to Indianapolis, IN

$150.0K in your current city equals $148.4K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 1.7%
Less expensive
Monthly Impact
$130
Savings
Annual Impact
$1.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Columbia, MO

Population:129K
Cost Index:100
Median Home:$328K

Indianapolis, IN

Population:888K
Cost Index:98
Median Home:$176K

Columbia, MO

The Show-Me State

129K
Population
State Tax
Yes

Located in Missouri, this city has a population of 129K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Columbia, MO vs Indianapolis, IN

๐ŸฅHealthcare
โ†‘ 9.6%
Columbia, MO
$531
Indianapolis, IN
$582
Difference
$51.15
more
๐Ÿš—Transportation
โ†“ 3.9%
Columbia, MO
$1,237
Indianapolis, IN
$1,188
Difference
$48.71
less
๐Ÿ Housing
โ†‘ 2.4%
Columbia, MO
$1,904
Indianapolis, IN
$1,949
Difference
$45.05
more
๐Ÿ“ฆOther
โ†“ 2.8%
Columbia, MO
$1,635
Indianapolis, IN
$1,590
Difference
$45.01
less
๐Ÿ›’Groceries
โ†“ 4.0%
Columbia, MO
$958
Indianapolis, IN
$919
Difference
$38.29
less
โšกAll Utilities
โ†“ 6.9%
Columbia, MO
$540
Indianapolis, IN
$503
Difference
$37.47
less

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Columbia, MO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$834
To$1,030
โ†‘ $196
1 Bed
From$1,058
To$1,170
โ†‘ $112
2 Bed
From$1,211
To$1,360
โ†‘ $149
3 Bed
From$1,638
To$1,760
โ†‘ $122
Columbia, MOZIP-level data

1BR range: $1,010โ€“$1,040/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,805
Monthly in Columbia, MO
$6,732
Monthly in Indianapolis, IN
$73.28
Difference

Home Values

Columbia
Indianapolis
$328K
Median Value
$176K
โ†‘ +3.4%
YoY Change
โ†“ -1.1%
โ†‘ +38.5%
5-Year Change
โ†‘ +26.9%
$268K - $360K
Price Range
$109K - $340K

Homes in Indianapolis are 46% less expensive than Columbia

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.1K
Per year
Monthly Difference
$257
More take-home
Effective Rate Diff
2.1%
Rate difference

Columbia, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Columbia, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Columbia
Indianapolis
54 Moderate
Air Quality
54 Moderate
38%
Good Air Days
36.6%
99 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
39 days
Heat Days >95ยฐF
18 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
39 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Missouri and Indiana on TaxTakeHome.com

Where your money goes further

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