Is San Antonio, TX cheaper than Columbia, MO?

Based on cost of living data, San Antonio, TX is 2.8% more expensive than Columbia, MO. This translates to spending an extra $209 per month.

What salary do I need in San Antonio, TX to live like I do in Columbia, MO?

If you earn $150,000 in Columbia, MO, you'd need approximately $152,510.597 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Columbia, MO and San Antonio, TX?

Housing in San Antonio, TX is 10.3% more expensive than in Columbia, MO. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,211/month in Columbia, MO.

How much can I save per month by moving from Columbia, MO to San Antonio, TX?

Living in San Antonio, TX costs approximately $209 more per month than Columbia, MO, or $2511 more per year, based on a $150,000 salary.

Columbia, MO vs San Antonio, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Columbia, MO — ZIP-level rent data · COL adjusted from St. Louis, MO area

Current salary in Columbia, MO

Numbers update automatically as you type

You'd spend $209/month more in San Antonio, TX

$150.0K in your current city equals $152.5K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 2.8%

More expensive

Monthly Impact

$209

Extra cost

Annual Impact

$2.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Columbia, MO

Population:129K

Cost Index:100

Median Home:$328K

San Antonio, TX

Population:1547K

Cost Index:103

Median Home:$215K

Columbia, MO

The Show-Me State

129K

Population

State Tax

Yes

Located in Missouri, this city has a population of 129K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Columbia, MO vs San Antonio, TX

Category	Columbia, MO	San Antonio, TX	Difference	Change
🏠Housing	$1,904/mo	$2,100/mo	↑ $196more	10.3%
🚗Transportation	$1,237/mo	$1,287/mo	↑ $49.65more	4.0%
⚡All Utilities	$540/mo	$496/mo	↓ $44.58less	8.3%
🛒Groceries	$958/mo	$913/mo	↓ $44.29less	4.6%
📦Other	$1,635/mo	$1,647/mo	↑ $11.91more	0.7%
🏥Healthcare	$531/mo	$527/mo	↓ $4.61less	0.9%

🏠Housing

↑ 10.3%

Columbia, MO

$1,904

San Antonio, TX

$2,100

Difference

$196

🚗Transportation

↑ 4.0%

Columbia, MO

$1,237

San Antonio, TX

$1,287

Difference

$49.65

⚡All Utilities

↓ 8.3%

Columbia, MO

$540

San Antonio, TX

$496

Difference

$44.58

less

🛒Groceries

↓ 4.6%

Columbia, MO

$958

San Antonio, TX

$913

Difference

$44.29

less

📦Other

↑ 0.7%

Columbia, MO

$1,635

San Antonio, TX

$1,647

Difference

$11.91

🏥Healthcare

↓ 0.9%

Columbia, MO

$531

San Antonio, TX

$527

Difference

$4.61

less

🏠Rent Comparison

Studio

From$834

To$1,110

↑ $276

1 Bed

From$1,058

To$1,210

↑ $152

2 Bed

From$1,211

To$1,470

↑ $259

3 Bed

From$1,638

To$1,890

↑ $252

Columbia, MOZIP-level data

1BR range: $1,010–$1,040/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,805

Monthly in Columbia, MO

$6,969

Monthly in San Antonio, TX

$164

Difference

Home Values

Columbia

San Antonio

$328K

Median Value

$215K

↑ +3.4%

YoY Change

↓ -2.9%

↑ +38.5%

5-Year Change

↑ +16.7%

$268K - $360K

Price Range

$107K - $905K

Homes in San Antonio are 34% less expensive than Columbia

Calculate payment - Columbia Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.9K

Per year

Monthly Difference

$661

More take-home

Effective Rate Diff

5.3%

Rate difference

Columbia, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Columbia, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Columbia

San Antonio

54 Moderate

Air Quality

52 Moderate

38%

Good Air Days

47.5%

99 High

Climate Risk

99 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.0°F

2050 Outlook

▲+2.6°F

39 days

Heat Days >95°F

105 days

▲+3.0°F

2050 Outlook

▲+2.6°F

39 days

Heat Days >95°F

105 days

💰 See how taxes change too — compare take-home pay between Missouri and Texas on TaxTakeHome.com

Where your money goes further

Cities cheaper than Columbia, MO on a $150.0K salary

Similar cost to San Antonio, TX

Other cities in a similar price range

Austin, TX Nashville, TN Raleigh, NC

Want to compare different cities?

New Comparison

You'd spend $209/month more in San Antonio, TX

Columbia, MO

San Antonio, TX

Columbia, MO

San Antonio, TX

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code3 ZIPs

📍 Rent by ZIP Code45 ZIPs

Home Values

🏠 Home Values by ZIP3 ZIPs

🏠 Home Values by ZIP45 ZIPs

Tax Comparison

Columbia, MO

San Antonio, TX

Additional Tax Information

Columbia, MO Tax Rates

San Antonio, TX Tax Rates

Environment

Where your money goes further

Similar cost to San Antonio, TX