Davis Junction, IL vs St. Louis, MO: Cost of Living

Which city costs less?

St. Louis, MO has a modeled overall cost index 3.7% lower than Davis Junction, IL.

Davis Junction, IL · modeled 2BR rent
$1,370 / month
St. Louis, MO · modeled 2BR rent
$1,160 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Davis Junction, IL and St. Louis, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $224/month in St. Louis, MO

$150,000 in your current city has a modeled equivalent of $147,314 in St. Louis, MO

Regional cost estimates: Davis Junction, IL uses Madison, WI. St. Louis, MO uses St. Louis, MO-IL Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.7%
Less expensive
Monthly Impact
$224
Savings
Annual Impact
$2.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Davis Junction, IL

Population:3K
Cost Index:
90.3
100 = national average
Typical Home:$264K

St. Louis, MO

Population:302K
Cost Index:
87.0
100 = national average
Typical Home:$145K

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Davis Junction, IL

The Prairie State

3K
Population
State Tax
Yes

Located in Illinois, this city has a population of 3K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Estimated monthly spending: Davis Junction, IL vs St. Louis, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 12.3%
Davis Junction, IL
$2,314
St. Louis, MO
$2,030
Difference
$284
less
Healthcare
↓ 21.0%
Davis Junction, IL
$723
St. Louis, MO
$571
Difference
$152
less
Other
↑ 4.3%
Davis Junction, IL
$1,672
St. Louis, MO
$1,744
Difference
$71.83
more
All Utilities
↑ 13.6%
Davis Junction, IL
$511
St. Louis, MO
$581
Difference
$69.63
more
Groceries
↑ 6.7%
Davis Junction, IL
$965
St. Louis, MO
$1,030
Difference
$64.64
more
Transportation
↑ 0.4%
Davis Junction, IL
$1,313
St. Louis, MO
$1,319
Difference
$5.86
more

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Davis Junction, IL has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$950
To$910
↓ $40.00
1 Bed
From$1,050
To$950
↓ $100
2 Bed
From$1,370
To$1,160
↓ $210
3 Bed
From$1,690
To$1,490
↓ $200
Davis Junction, ILZIP-level data

1BR range: $1,050–$1,050/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Davis Junction, IL
$7,276
Monthly in St. Louis, MO
$224
Difference

Home Values

Davis Junction
St. Louis
$264K
Median Value
$145K
↑ +9.8%
YoY Change
↓ -0.8%
↑ +45.1%
5-Year Change
↑ +10.9%
$264K
Price Range
$38K - $302K

Homes in St. Louis are 45% less expensive than Davis Junction

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $504
More taxes
Monthly Difference
$42.00
Less take-home
Effective Rate Diff
0.3%
Rate difference

Davis Junction, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Davis Junction, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Davis Junction
St. Louis
42 Good
Air Quality
54 Moderate
72.1%
Good Air Days
38%
94 Moderate
Climate Risk
99 High
🌊🌪💨
Top Hazards
🌊🌡🫨
▲+3.4°F
2050 Outlook
▲+3.0°F
10 days
Heat Days >95°F
39 days
▲+3.4°F
2050 Outlook
▲+3.0°F
10 days
Heat Days >95°F
39 days

Before moving from Davis Junction, IL to St. Louis, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in St. Louis, MO for the same bedroom count and included utilities as your home in Davis Junction, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Davis Junction to St. Louis moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to St. Louis, MO by cost, housing, population and region.

Frequently Asked Questions: Davis Junction, IL vs St. Louis, MO

How do the cost estimates for Davis Junction, IL and St. Louis, MO compare?

St. Louis, MO has a modeled overall cost index 3.7% lower than Davis Junction, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Davis Junction, IL, the model estimates $147,314 in St. Louis, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Davis Junction, IL and St. Louis, MO?

The modeled two-bedroom rents are $1,370/month in Davis Junction, IL and $1,160/month in St. Louis, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Missouri on TaxTakeHome.com

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