Is Austin, TX cheaper than Deerfield Beach, FL?

Based on cost of living data, Austin, TX is 5.2% cheaper than Deerfield Beach, FL. This translates to saving $393 per month.

What salary do I need in Austin, TX to live like I do in Deerfield Beach, FL?

If you earn $150,000 in Deerfield Beach, FL, you'd need approximately $145,285.938 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Deerfield Beach, FL and Austin, TX?

Housing in Austin, TX is 1.7% more expensive than in Deerfield Beach, FL. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,910/month in Deerfield Beach, FL.

How much can I save per month by moving from Deerfield Beach, FL to Austin, TX?

Moving from Deerfield Beach, FL to Austin, TX could save you approximately $393 per month, or $4714 per year, based on a $150,000 salary.

Deerfield Beach, FL vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Deerfield Beach, FL — ZIP-level rent data · COL adjusted from Hialeah, FL area

Current salary in Deerfield Beach, FL

Numbers update automatically as you type

You'd save $393/month moving to Austin, TX

$150.0K in your current city equals $145.3K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 5.2%

Less expensive

Monthly Impact

$393

Savings

Annual Impact

$4.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Deerfield Beach, FL

Population:87K

Cost Index:100

Median Home:$285K

Austin, TX

Population:979K

Cost Index:95

Median Home:$558K

Deerfield Beach, FL

The Sunshine State

87K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 87K residents.

💡 Advantage: Florida has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Deerfield Beach, FL vs Austin, TX

Category	Deerfield Beach, FL	Austin, TX	Difference	Change
🚗Transportation	$1,418/mo	$1,284/mo	↓ $134less	9.5%
📦Other	$1,868/mo	$1,741/mo	↓ $127less	6.8%
🛒Groceries	$1,063/mo	$959/mo	↓ $104less	9.8%
🏠Housing	$2,837/mo	$2,885/mo	↑ $47.34more	1.7%
⚡All Utilities	$511/mo	$541/mo	↑ $29.58more	5.8%
🏥Healthcare	$580/mo	$589/mo	↑ $8.75more	1.5%

🚗Transportation

↓ 9.5%

Deerfield Beach, FL

$1,418

Austin, TX

$1,284

Difference

$134

less

📦Other

↓ 6.8%

Deerfield Beach, FL

$1,868

Austin, TX

$1,741

Difference

$127

less

🛒Groceries

↓ 9.8%

Deerfield Beach, FL

$1,063

Austin, TX

$959

Difference

$104

less

🏠Housing

↑ 1.7%

Deerfield Beach, FL

$2,837

Austin, TX

$2,885

Difference

$47.34

⚡All Utilities

↑ 5.8%

Deerfield Beach, FL

$511

Austin, TX

$541

Difference

$29.58

🏥Healthcare

↑ 1.5%

Deerfield Beach, FL

$580

Austin, TX

$589

Difference

$8.75

🏠Rent Comparison

Studio

From$1,419

To$1,585

↑ $166

1 Bed

From$1,547

To$1,685

↑ $138

2 Bed

From$1,910

To$1,995

↑ $85.00

3 Bed

From$2,631

To$2,525

↓ $106

Deerfield Beach, FLZIP-level data

1BR range: $1,660–$2,090/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,278

Monthly in Deerfield Beach, FL

$7,998

Monthly in Austin, TX

$280

Difference

Home Values

Deerfield Beach

Austin

$285K

Median Value

$558K

↓ -9.7%

YoY Change

↓ -5%

↑ +29.5%

5-Year Change

↑ +12.6%

$183K - $386K

Price Range

$272K - $1.26M

Homes in Austin are 96% more expensive than Deerfield Beach

Calculate payment - Deerfield Beach Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Deerfield Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Deerfield Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.