Is St. Louis, MO cheaper than Deerfield Beach, FL?

Based on cost of living data, St. Louis, MO is 20.0% cheaper than Deerfield Beach, FL. This translates to saving $1497 per month.

What salary do I need in St. Louis, MO to live like I do in Deerfield Beach, FL?

If you earn $150,000 in Deerfield Beach, FL, you'd need approximately $132,037.637 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Deerfield Beach, FL and St. Louis, MO?

Housing in St. Louis, MO is 34.1% cheaper than in Deerfield Beach, FL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,910/month in Deerfield Beach, FL.

How much can I save per month by moving from Deerfield Beach, FL to St. Louis, MO?

Moving from Deerfield Beach, FL to St. Louis, MO could save you approximately $1497 per month, or $17962 per year, based on a $150,000 salary.

Deerfield Beach, FL vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Deerfield Beach, FL — ZIP-level rent data · COL adjusted from Hialeah, FL area

Current salary in Deerfield Beach, FL

Numbers update automatically as you type

You'd save $1.5K/month moving to St. Louis, MO

$150.0K in your current city equals $132.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 20.0%

Less expensive

Monthly Impact

$1,497

Savings

Annual Impact

$18.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Deerfield Beach, FL

Population:87K

Cost Index:100

Median Home:$285K

St. Louis, MO

Population:302K

Cost Index:80

Median Home:$145K

Deerfield Beach, FL

The Sunshine State

87K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 87K residents.

💡 Advantage: Florida has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Deerfield Beach, FL vs St. Louis, MO

Category	Deerfield Beach, FL	St. Louis, MO	Difference	Change
🏠Housing	$2,837/mo	$1,871/mo	↓ $966less	34.1%
📦Other	$1,868/mo	$1,607/mo	↓ $261less	14.0%
🚗Transportation	$1,418/mo	$1,216/mo	↓ $203less	14.3%
🛒Groceries	$1,063/mo	$949/mo	↓ $114less	10.7%
🏥Healthcare	$580/mo	$527/mo	↓ $53.20less	9.2%
⚡All Utilities	$511/mo	$535/mo	↑ $24.11more	4.7%

🏠Housing

↓ 34.1%

Deerfield Beach, FL

$2,837

St. Louis, MO

$1,871

Difference

$966

less

📦Other

↓ 14.0%

Deerfield Beach, FL

$1,868

St. Louis, MO

$1,607

Difference

$261

less

🚗Transportation

↓ 14.3%

Deerfield Beach, FL

$1,418

St. Louis, MO

$1,216

Difference

$203

less

🛒Groceries

↓ 10.7%

Deerfield Beach, FL

$1,063

St. Louis, MO

$949

Difference

$114

less

🏥Healthcare

↓ 9.2%

Deerfield Beach, FL

$580

St. Louis, MO

$527

Difference

$53.20

less

⚡All Utilities

↑ 4.7%

Deerfield Beach, FL

$511

St. Louis, MO

$535

Difference

$24.11

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Deerfield Beach, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,419

To$910

↓ $509

1 Bed

From$1,547

To$950

↓ $597

2 Bed

From$1,910

To$1,160

↓ $750

3 Bed

From$2,631

To$1,490

↓ $1,141

Deerfield Beach, FLZIP-level data

1BR range: $1,660–$2,090/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,278

Monthly in Deerfield Beach, FL

$6,705

Monthly in St. Louis, MO

$1,573

Difference

Home Values

Deerfield Beach

St. Louis

$285K

Median Value

$145K

↓ -9.7%

YoY Change

↓ -0.8%

↑ +29.5%

5-Year Change

↑ +10.9%

$183K - $386K

Price Range

$38K - $302K

Homes in St. Louis are 49% less expensive than Deerfield Beach

Calculate payment - Deerfield Beach Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Deerfield Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Deerfield Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.