MoveNumbers
Tap to swap

Cost of Living Comparison 2026

๐Ÿ“ Derby, KS โ€” ZIP-level rent data ยท COL adjusted from Wichita, KS area

$

Numbers update automatically as you type

You'd spend $2.1K/month more in Phoenix, AZ

$150.0K in your current city equals $174.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Wichita, KS area
Overall Cost
โ†‘ 27.5%
More expensive
Monthly Impact
$2,064
Extra cost
Annual Impact
$24.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Derby, KS

Population:26K
Cost Index:100
Median Home:$274K

Phoenix, AZ

Population:1608K
Cost Index:128
Median Home:$414K

Derby, KS

The Sunflower State

26K
Population
State Tax
Yes

Located in Kansas, this city has a population of 26K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Derby, KS vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 78.4%
Derby, KS
$1,563
Phoenix, AZ
$2,788
Difference
$1,226
more
๐Ÿš—Transportation
โ†‘ 31.6%
Derby, KS
$1,131
Phoenix, AZ
$1,489
Difference
$358
more
๐Ÿ“ฆOther
โ†‘ 8.6%
Derby, KS
$1,544
Phoenix, AZ
$1,677
Difference
$134
more
๐Ÿ›’Groceries
โ†‘ 11.7%
Derby, KS
$863
Phoenix, AZ
$963
Difference
$101
more
โšกAll Utilities
โ†‘ 8.0%
Derby, KS
$519
Phoenix, AZ
$561
Difference
$41.70
more
๐ŸฅHealthcare
โ†‘ 4.2%
Derby, KS
$565
Phoenix, AZ
$589
Difference
$23.62
more

๐Ÿ Rent Comparison

Studio
From$704
To$1,390
โ†‘ $686
1 Bed
From$760
To$1,510
โ†‘ $750
2 Bed
From$984
To$1,750
โ†‘ $766
3 Bed
From$1,296
To$2,330
โ†‘ $1,034
Derby, KSZIP-level data

1BR range: $950โ€“$950/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,185
Monthly in Derby, KS
$8,068
Monthly in Phoenix, AZ
$1,883
Difference

Home Values

Derby
Phoenix
$274K
Median Value
$414K
โ†‘ +0.3%
YoY Change
โ†“ -3.1%
โ†‘ +33%
5-Year Change
โ†‘ +30.2%
$274K
Price Range
$274K - $957K

Homes in Phoenix are 51% more expensive than Derby

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.2K
Per year
Monthly Difference
$265
More take-home
Effective Rate Diff
2.1%
Rate difference

Derby, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Derby, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Derby
Phoenix
43 Good
Air Quality
77 Moderate
75.1%
Good Air Days
9%
97 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
61 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
61 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kansas and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

Other cities in a similar price range

Want to compare different cities?

New Comparison