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Detroit, MI

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Houston, TX

Cost of Living Comparison 2026

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You'd spend $724/month more in Houston, TX

$150.0K in your current city equals $158.7K in Houston, TX

Rent data from HUD ZIP-level estimates · COL index from Detroit-Warren-Dearborn, MI area
Overall Cost
9.7%
More expensive
Monthly Impact
$724
Extra cost
Annual Impact
$8.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Detroit, MI

Population:639K
Cost Index:100
Median Home:$86K

Houston, TX

Population:2305K
Cost Index:110
Median Home:$245K

Detroit, MI

The Great Lakes State

639K
Population
State Tax
Yes

Located in Michigan, this city has a population of 639K residents.

Houston, TX

The Lone Star State

2.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Energy capital of the world
  • NASA Mission Control
  • Diverse port city

Major Industries

EnergyAerospaceHealthcareInternational Trade

Cost Breakdown by Category

Annual spending: Detroit, MI vs Houston, TX

🏠Housing
40.5%
Detroit, MI
$1,559
Houston, TX
$2,191
Difference
$631
more
🚗Transportation
7.7%
Detroit, MI
$1,571
Houston, TX
$1,449
Difference
$122
less
📦Other
5.6%
Detroit, MI
$1,674
Houston, TX
$1,768
Difference
$93.74
more
🛒Groceries
4.0%
Detroit, MI
$949
Houston, TX
$911
Difference
$37.97
less
All Utilities
0.9%
Detroit, MI
$557
Houston, TX
$552
Difference
$4.92
less
🏥Healthcare
0.3%
Detroit, MI
$564
Houston, TX
$562
Difference
$1.86
less

🏛️ Local Income Taxes

Detroit, MI: Detroit City Income Tax$3,600/yr (2.4%)

Houston, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$875
To$1,220
$345
1 Bed
From$975
To$1,260
$285
2 Bed
From$1,225
To$1,500
$275
3 Bed
From$1,495
To$2,020
$525
Detroit, MIZIP-level data

1BR range: $830$1,690/mo

Houston, TXZIP-level data

1BR range: $880$1,980/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,875
Monthly in Detroit, MI
$7,434
Monthly in Houston, TX
$559
Difference

Home Values

Detroit
Houston
$86K
Median Value
$245K
↓ -3.3%
YoY Change
↓ -3.1%
↑ +15.3%
5-Year Change
↑ +23.4%
$48K - $415K
Price Range
$138K - $1.64M

Homes in Houston are 187% more expensive than Detroit

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$6.4K
Per year
Monthly Difference
$531
More take-home
Effective Rate Diff
4.2%
Rate difference

Detroit, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Houston, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Detroit, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Houston, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Detroit
Houston
55 Moderate
Air Quality
61 Moderate
32.8%
Good Air Days
13.7%
99 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌅🌀
+3.1°F
2050 Outlook
+2.2°F
10 days
Heat Days >95°F
64 days
+3.1°F
2050 Outlook
+2.2°F
10 days
Heat Days >95°F
64 days

💰 See how taxes change too — compare take-home pay between Michigan and Texas on TaxTakeHome.com

Where your money goes further

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