Is Austin, TX cheaper than El Dorado Hills, CA?

Based on cost of living data, Austin, TX is 7.3% cheaper than El Dorado Hills, CA. This translates to saving $544 per month.

What salary do I need in Austin, TX to live like I do in El Dorado Hills, CA?

If you earn $150,000 in El Dorado Hills, CA, you'd need approximately $143,472.934 in Austin, TX to maintain the same standard of living.

How does housing cost compare between El Dorado Hills, CA and Austin, TX?

Housing in Austin, TX is 7.8% cheaper than in El Dorado Hills, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,493/month in El Dorado Hills, CA.

How much can I save per month by moving from El Dorado Hills, CA to Austin, TX?

Moving from El Dorado Hills, CA to Austin, TX could save you approximately $544 per month, or $6527 per year, based on a $150,000 salary.

El Dorado Hills, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 El Dorado Hills, CA — COL adjusted from Sacramento, CA area + state data

Current salary in El Dorado Hills, CA

Numbers update automatically as you type

You'd save $544/month moving to Austin, TX

$150.0K in your current city equals $143.5K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 7.3%

Less expensive

Monthly Impact

$544

Savings

Annual Impact

$6.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

El Dorado Hills, CA

Population:51K

Cost Index:100

Median Home:$460K

Austin, TX

Population:979K

Cost Index:93

Median Home:$558K

El Dorado Hills, CA

The Golden State

51K

Population

State Tax

Yes

Located in California, this city has a population of 51K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: El Dorado Hills, CA vs Austin, TX

Category	El Dorado Hills, CA	Austin, TX	Difference	Change
🏠Housing	$3,130/mo	$2,885/mo	↓ $246less	7.8%
🛒Groceries	$1,032/mo	$959/mo	↓ $72.66less	7.0%
🚗Transportation	$1,348/mo	$1,284/mo	↓ $64.40less	4.8%
📦Other	$1,716/mo	$1,741/mo	↑ $24.92more	1.5%
⚡All Utilities	$516/mo	$541/mo	↑ $24.57more	4.8%
🏥Healthcare	$604/mo	$589/mo	↓ $15.03less	2.5%

🏠Housing

↓ 7.8%

El Dorado Hills, CA

$3,130

Austin, TX

$2,885

Difference

$246

less

🛒Groceries

↓ 7.0%

El Dorado Hills, CA

$1,032

Austin, TX

$959

Difference

$72.66

less

🚗Transportation

↓ 4.8%

El Dorado Hills, CA

$1,348

Austin, TX

$1,284

Difference

$64.40

less

📦Other

↑ 1.5%

El Dorado Hills, CA

$1,716

Austin, TX

$1,741

Difference

$24.92

⚡All Utilities

↑ 4.8%

El Dorado Hills, CA

$516

Austin, TX

$541

Difference

$24.57

🏥Healthcare

↓ 2.5%

El Dorado Hills, CA

$604

Austin, TX

$589

Difference

$15.03

less

🏠Rent Comparison

Studio

From$1,009

To$1,585

↑ $576

1 Bed

From$1,170

To$1,685

↑ $515

2 Bed

From$1,493

To$1,995

↑ $502

3 Bed

From$2,098

To$2,525

↑ $427

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,347

Monthly in El Dorado Hills, CA

$7,998

Monthly in Austin, TX

$348

Difference

Home Values

El Dorado Hills

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

El Dorado Hills, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

El Dorado Hills, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.