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Cost of Living Comparison 2026

๐Ÿ“ El Dorado Hills, CA โ€” COL adjusted from Sacramento, CA area + state data

$

Numbers update automatically as you type

You'd save $1.6K/month moving to Indianapolis, IN

$150.0K in your current city equals $130.5K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 21.7%
Less expensive
Monthly Impact
$1,624
Savings
Annual Impact
$19.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

El Dorado Hills, CA

Population:51K
Cost Index:100
Median Home:$460K

Indianapolis, IN

Population:888K
Cost Index:78
Median Home:$176K

El Dorado Hills, CA

The Golden State

51K
Population
State Tax
Yes

Located in California, this city has a population of 51K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: El Dorado Hills, CA vs Indianapolis, IN

๐Ÿ Housing
โ†“ 37.7%
El Dorado Hills, CA
$3,130
Indianapolis, IN
$1,949
Difference
$1,181
less
๐Ÿš—Transportation
โ†“ 11.9%
El Dorado Hills, CA
$1,348
Indianapolis, IN
$1,188
Difference
$160
less
๐Ÿ“ฆOther
โ†“ 7.3%
El Dorado Hills, CA
$1,716
Indianapolis, IN
$1,590
Difference
$126
less
๐Ÿ›’Groceries
โ†“ 10.9%
El Dorado Hills, CA
$1,032
Indianapolis, IN
$919
Difference
$113
less
๐ŸฅHealthcare
โ†“ 3.5%
El Dorado Hills, CA
$604
Indianapolis, IN
$582
Difference
$21.23
less
โšกAll Utilities
โ†“ 2.6%
El Dorado Hills, CA
$516
Indianapolis, IN
$503
Difference
$13.68
less

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

El Dorado Hills, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,009
To$1,030
โ†‘ $21.00
1 Bed
From$1,170
To$1,170
โ†’ $0
2 Bed
From$1,493
To$1,360
โ†“ $133
3 Bed
From$2,098
To$1,760
โ†“ $338
Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,347
Monthly in El Dorado Hills, CA
$6,732
Monthly in Indianapolis, IN
$1,614
Difference

Home Values

El Dorado Hills
Indianapolis
-
Median Value
$176K
-
YoY Change
โ†“ -1.1%
-
5-Year Change
โ†‘ +26.9%
-
Price Range
$109K - $340K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.8K
Per year
Monthly Difference
$482
More take-home
Effective Rate Diff
3.9%
Rate difference

El Dorado Hills, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

El Dorado Hills, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

El Dorado Hills
Indianapolis
51 Moderate
Air Quality
54 Moderate
49.7%
Good Air Days
36.6%
98 High
Climate Risk
97 High
๐ŸŒŠโ˜€๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.4ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
69 days
Heat Days >95ยฐF
18 days
โ–ฒ+2.4ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
69 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Indiana on TaxTakeHome.com

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