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Cost of Living Comparison 2026

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You'd save $85.23/month moving to St. Louis, MO

$150.0K in your current city equals $149.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from El Paso, TX area
Overall Cost
โ†“ 1.1%
Less expensive
Monthly Impact
$85.23
Savings
Annual Impact
$1.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

El Paso, TX

Population:679K
Cost Index:100
Median Home:$216K

St. Louis, MO

Population:302K
Cost Index:99
Median Home:$145K

El Paso, TX

The Lone Star State

679K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 679K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: El Paso, TX vs St. Louis, MO

๐Ÿ Housing
โ†“ 7.7%
El Paso, TX
$2,027
St. Louis, MO
$1,871
Difference
$156
less
โšกAll Utilities
โ†‘ 10.1%
El Paso, TX
$486
St. Louis, MO
$535
Difference
$49.18
more
๐Ÿ“ฆOther
โ†“ 2.0%
El Paso, TX
$1,641
St. Louis, MO
$1,607
Difference
$33.48
less
๐Ÿš—Transportation
โ†“ 2.2%
El Paso, TX
$1,243
St. Louis, MO
$1,216
Difference
$27.32
less
๐ŸฅHealthcare
โ†‘ 4.9%
El Paso, TX
$502
St. Louis, MO
$527
Difference
$24.78
more
๐Ÿ›’Groceries
โ†‘ 1.1%
El Paso, TX
$939
St. Louis, MO
$949
Difference
$9.99
more

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

El Paso, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$800
To$910
โ†‘ $110
1 Bed
From$990
To$950
โ†“ $40.00
2 Bed
From$1,160
To$1,160
โ†’ $0
3 Bed
From$1,590
To$1,490
โ†“ $100
El Paso, TXZIP-level data

1BR range: $920โ€“$1,330/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,838
Monthly in El Paso, TX
$6,705
Monthly in St. Louis, MO
$133
Difference

Home Values

El Paso
St. Louis
$216K
Median Value
$145K
โ†‘ +1.1%
YoY Change
โ†“ -0.8%
โ†‘ +42%
5-Year Change
โ†‘ +10.9%
$137K - $405K
Price Range
$38K - $302K

Homes in St. Louis are 33% less expensive than El Paso

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $7.9K
More taxes
Monthly Difference
$661
Less take-home
Effective Rate Diff
5.3%
Rate difference

El Paso, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

El Paso, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

El Paso
St. Louis
67 Moderate
Air Quality
54 Moderate
22.1%
Good Air Days
38%
95 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒกโ˜€
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
97 days
Heat Days >95ยฐF
39 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
97 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Missouri on TaxTakeHome.com

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