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Cost of Living Comparison 2026

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You'd spend $767/month more in Raleigh, NC

$150.0K in your current city equals $159.2K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from El Paso, TX area
Overall Cost
↑ 10.2%
More expensive
Monthly Impact
$767
Extra cost
Annual Impact
$9.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

El Paso, TX

Population:679K
Cost Index:100
Median Home:$216K

Raleigh, NC

Population:474K
Cost Index:110
Median Home:$512K

El Paso, TX

The Lone Star State

679K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 679K residents.

💡 Advantage: Texas has no state income tax!

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Research Triangle
  • •State capital
  • •Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: El Paso, TX vs Raleigh, NC

🏠Housing
↑ 21.8%
El Paso, TX
$2,027
Raleigh, NC
$2,469
Difference
$442
more
🏥Healthcare
↑ 19.8%
El Paso, TX
$502
Raleigh, NC
$601
Difference
$99.13
more
📦Other
↑ 4.1%
El Paso, TX
$1,641
Raleigh, NC
$1,707
Difference
$66.96
more
⚡All Utilities
↑ 12.4%
El Paso, TX
$486
Raleigh, NC
$546
Difference
$60.11
more
🚗Transportation
↑ 3.3%
El Paso, TX
$1,243
Raleigh, NC
$1,284
Difference
$40.98
more
🛒Groceries
↑ 2.1%
El Paso, TX
$939
Raleigh, NC
$959
Difference
$19.99
more

🏠Rent Comparison

Studio
From$800
To$1,570
↑ $770
1 Bed
From$990
To$1,640
↑ $650
2 Bed
From$1,160
To$1,800
↑ $640
3 Bed
From$1,590
To$2,255
↑ $665
El Paso, TXZIP-level data

1BR range: $920–$1,330/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,838
Monthly in El Paso, TX
$7,567
Monthly in Raleigh, NC
$729
Difference

Home Values

El Paso
Raleigh
$216K
Median Value
$512K
↑ +1.1%
YoY Change
↓ -0.5%
↑ +42%
5-Year Change
↑ +38.2%
$137K - $405K
Price Range
$314K - $992K

Homes in Raleigh are 137% more expensive than El Paso

Calculate payment - El PasoCalculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.1K
More taxes
Monthly Difference
$594
Less take-home
Effective Rate Diff
4.7%
Rate difference

El Paso, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

El Paso, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

El Paso
Raleigh
67 Moderate
Air Quality
46 Good
22.1%
Good Air Days
61.7%
95 High
Climate Risk
96 High
🌊🌡☀
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+2.8°F
97 days
Heat Days >95°F
31 days
▲+2.7°F
2050 Outlook
▲+2.8°F
97 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between Texas and North Carolina on TaxTakeHome.com

Where your money goes further

Cities cheaper than El Paso, TX on a $150.0K salary

1.Indianapolis, IN
Save $85.23/mo
2.St. Louis, MO
Save $85.23/mo

Similar cost to Raleigh, NC

Other cities in a similar price range

Austin, TXDenver, CONashville, TN

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