Is Rancho Cucamonga, CA cheaper than Elk Grove, CA?

Based on cost of living data, Rancho Cucamonga, CA is 4.1% more expensive than Elk Grove, CA. This translates to spending an extra $311 per month.

What salary do I need in Rancho Cucamonga, CA to live like I do in Elk Grove, CA?

If you earn $150,000 in Elk Grove, CA, you'd need approximately $153,734.714 in Rancho Cucamonga, CA to maintain the same standard of living.

How does housing cost compare between Elk Grove, CA and Rancho Cucamonga, CA?

Housing in Rancho Cucamonga, CA is 14.6% more expensive than in Elk Grove, CA. For a two-bedroom apartment, rent is $3,220/month in Rancho Cucamonga, CA compared to $2,063/month in Elk Grove, CA.

How much can I save per month by moving from Elk Grove, CA to Rancho Cucamonga, CA?

Living in Rancho Cucamonga, CA costs approximately $311 more per month than Elk Grove, CA, or $3735 more per year, based on a $150,000 salary.

Elk Grove, CA vs Rancho Cucamonga, CA: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Elk Grove, CA

Numbers update automatically as you type

You'd spend $311/month more in Rancho Cucamonga, CA

$150.0K in your current city equals $153.7K in Rancho Cucamonga, CA

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↑ 4.1%

More expensive

Monthly Impact

$311

Extra cost

Annual Impact

$3.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elk Grove, CA

Population:178K

Cost Index:

100

100 = national average

Median Home:$596K

Rancho Cucamonga, CA

Population:174K

Cost Index:

104

(4% above avg)

Median Home:$669K

Elk Grove, CA

The Golden State

178K

Population

State Tax

Yes

Located in California, this city has a population of 178K residents.

Rancho Cucamonga, CA

The Golden State

174K

Population

State Tax

Yes

Located in California, this city has a population of 174K residents.

Cost Breakdown by Category

Annual spending: Elk Grove, CA vs Rancho Cucamonga, CA

Category	Elk Grove, CA	Rancho Cucamonga, CA	Difference	Change
Transportation	$1,387/mo	$2,158/mo	↑ $771more	55.6%
Housing	$3,221/mo	$3,690/mo	↑ $470more	14.6%
Healthcare	$612/mo	$551/mo	↓ $60.85less	9.9%
Other	$1,766/mo	$1,724/mo	↓ $41.34less	2.3%
All Utilities	$524/mo	$557/mo	↑ $33.57more	6.4%
Groceries	$1,047/mo	$1,039/mo	↓ $7.50less	0.7%

Transportation

↑ 55.6%

Elk Grove, CA

$1,387

Rancho Cucamonga, CA

$2,158

Difference

$771

Housing

↑ 14.6%

Elk Grove, CA

$3,221

Rancho Cucamonga, CA

$3,690

Difference

$470

Healthcare

↓ 9.9%

Elk Grove, CA

$612

Rancho Cucamonga, CA

$551

Difference

$60.85

less

Other

↓ 2.3%

Elk Grove, CA

$1,766

Rancho Cucamonga, CA

$1,724

Difference

$41.34

less

All Utilities

↑ 6.4%

Elk Grove, CA

$524

Rancho Cucamonga, CA

$557

Difference

$33.57

Groceries

↓ 0.7%

Elk Grove, CA

$1,047

Rancho Cucamonga, CA

$1,039

Difference

$7.50

less

🏠Rent Comparison

Studio

From$1,602

To$2,480

↑ $878

1 Bed

From$1,677

To$2,600

↑ $923

2 Bed

From$2,063

To$3,220

↑ $1,157

3 Bed

From$2,743

To$4,260

↑ $1,517

Elk Grove, CAZIP-level data

1BR range: $2,000–$2,040/mo

Rancho Cucamonga, CAZIP-level data

1BR range: $2,600–$2,600/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,556

Monthly in Elk Grove, CA

$9,721

Monthly in Rancho Cucamonga, CA

$1,164

Difference

Home Values

Elk Grove

Rancho Cucamonga

$596K

Median Value

$669K

↓ -3.6%

YoY Change

↓ -1.4%

↑ +24.6%

5-Year Change

↑ +35%

$566K - $627K

Price Range

$669K

Homes in Rancho Cucamonga are 12% more expensive than Elk Grove

Calculate payment - Elk Grove Calculate payment - Rancho Cucamonga

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Elk Grove, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Rancho Cucamonga, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Elk Grove, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Rancho Cucamonga, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.