Is St. Louis, MO cheaper than Elk Grove, CA?

Based on cost of living data, St. Louis, MO is 23.9% cheaper than Elk Grove, CA. This translates to saving $1789 per month.

What salary do I need in St. Louis, MO to live like I do in Elk Grove, CA?

If you earn $150,000 in Elk Grove, CA, you'd need approximately $128,528.74 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Elk Grove, CA and St. Louis, MO?

Housing in St. Louis, MO is 41.9% cheaper than in Elk Grove, CA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,063/month in Elk Grove, CA.

How much can I save per month by moving from Elk Grove, CA to St. Louis, MO?

Moving from Elk Grove, CA to St. Louis, MO could save you approximately $1789 per month, or $21471 per year, based on a $150,000 salary.

Elk Grove, CA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Elk Grove, CA — ZIP-level rent data · COL adjusted from Sacramento, CA area

Current salary in Elk Grove, CA

Numbers update automatically as you type

You'd save $1.8K/month moving to St. Louis, MO

$150.0K in your current city equals $128.5K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 23.9%

Less expensive

Monthly Impact

$1,789

Savings

Annual Impact

$21.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elk Grove, CA

Population:178K

Cost Index:100

Median Home:$596K

St. Louis, MO

Population:302K

Cost Index:76

Median Home:$145K

Elk Grove, CA

The Golden State

178K

Population

State Tax

Yes

Located in California, this city has a population of 178K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Elk Grove, CA vs St. Louis, MO

Category	Elk Grove, CA	St. Louis, MO	Difference	Change
🏠Housing	$3,221/mo	$1,871/mo	↓ $1,349less	41.9%
🚗Transportation	$1,387/mo	$1,216/mo	↓ $172less	12.4%
📦Other	$1,766/mo	$1,607/mo	↓ $159less	9.0%
🛒Groceries	$1,047/mo	$949/mo	↓ $97.44less	9.3%
🏥Healthcare	$612/mo	$527/mo	↓ $85.63less	14.0%
⚡All Utilities	$524/mo	$535/mo	↑ $11.71more	2.2%

🏠Housing

↓ 41.9%

Elk Grove, CA

$3,221

St. Louis, MO

$1,871

Difference

$1,349

less

🚗Transportation

↓ 12.4%

Elk Grove, CA

$1,387

St. Louis, MO

$1,216

Difference

$172

less

📦Other

↓ 9.0%

Elk Grove, CA

$1,766

St. Louis, MO

$1,607

Difference

$159

less

🛒Groceries

↓ 9.3%

Elk Grove, CA

$1,047

St. Louis, MO

$949

Difference

$97.44

less

🏥Healthcare

↓ 14.0%

Elk Grove, CA

$612

St. Louis, MO

$527

Difference

$85.63

less

⚡All Utilities

↑ 2.2%

Elk Grove, CA

$524

St. Louis, MO

$535

Difference

$11.71

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Elk Grove, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,602

To$910

↓ $692

1 Bed

From$1,677

To$950

↓ $727

2 Bed

From$2,063

To$1,160

↓ $903

3 Bed

From$2,743

To$1,490

↓ $1,253

Elk Grove, CAZIP-level data

1BR range: $2,000–$2,040/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,556

Monthly in Elk Grove, CA

$6,705

Monthly in St. Louis, MO

$1,851

Difference

Home Values

Elk Grove

St. Louis

$596K

Median Value

$145K

↓ -3.6%

YoY Change

↓ -0.8%

↑ +24.6%

5-Year Change

↑ +10.9%

$566K - $627K

Price Range

$38K - $302K

Homes in St. Louis are 76% less expensive than Elk Grove

Calculate payment - Elk Grove Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Elk Grove, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Elk Grove, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.