Is Roseville, CA cheaper than Elk Grove, CA?

Based on cost of living data, Roseville, CA is 0.3% cheaper than Elk Grove, CA. The two cities have very similar living costs.

What salary do I need in Roseville, CA to live like I do in Elk Grove, CA?

If you earn $150,000 in Elk Grove, CA, you'd need approximately $149,770.817 in Roseville, CA to maintain the same standard of living.

How does housing cost compare between Elk Grove, CA and Roseville, CA?

Housing in Roseville, CA is 0.3% cheaper than in Elk Grove, CA. For a two-bedroom apartment, rent is $2,277/month in Roseville, CA compared to $2,063/month in Elk Grove, CA.

How much can I save per month by moving from Elk Grove, CA to Roseville, CA?

Moving from Elk Grove, CA to Roseville, CA could save you approximately $19 per month, or $229 per year, based on a $150,000 salary.

Elk Grove, CA vs Roseville, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Elk Grove, CA

Numbers update automatically as you type

You'd save $19.10/month moving to Roseville, CA

$150.0K in your current city equals $149.8K in Roseville, CA

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 0.3%

Less expensive

Monthly Impact

$19.10

Savings

Annual Impact

$229

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elk Grove, CA

Population:178K

Cost Index:

100

100 = national average

Median Home:$596K

Roseville, CA

Population:159K

Cost Index:

100

(0% below avg)

Median Home:$652K

Elk Grove, CA

The Golden State

178K

Population

State Tax

Yes

Located in California, this city has a population of 178K residents.

Roseville, CA

The Golden State

159K

Population

State Tax

Yes

Located in California, this city has a population of 159K residents.

Cost Breakdown by Category

Annual spending: Elk Grove, CA vs Roseville, CA

Category	Elk Grove, CA	Roseville, CA	Difference	Change
Housing	$3,221/mo	$3,212/mo	↓ $8.20less	0.3%
Other	$1,766/mo	$1,761/mo	↓ $4.50less	0.3%
Transportation	$1,387/mo	$1,384/mo	↓ $3.53less	0.3%
Groceries	$1,047/mo	$1,045/mo	↓ $1.33less	0.1%
Healthcare	$612/mo	$611/mo	↓ $0.78less	0.1%
All Utilities	$524/mo	$523/mo	↓ $0.67less	0.1%

Housing

↓ 0.3%

Elk Grove, CA

$3,221

Roseville, CA

$3,212

Difference

$8.20

less

Other

↓ 0.3%

Elk Grove, CA

$1,766

Roseville, CA

$1,761

Difference

$4.50

less

Transportation

↓ 0.3%

Elk Grove, CA

$1,387

Roseville, CA

$1,384

Difference

$3.53

less

Groceries

↓ 0.1%

Elk Grove, CA

$1,047

Roseville, CA

$1,045

Difference

$1.33

less

Healthcare

↓ 0.1%

Elk Grove, CA

$612

Roseville, CA

$611

Difference

$0.78

less

All Utilities

↓ 0.1%

Elk Grove, CA

$524

Roseville, CA

$523

Difference

$0.67

less

🏠Rent Comparison

Studio

From$1,602

To$1,764

↑ $162

1 Bed

From$1,677

To$1,846

↑ $169

2 Bed

From$2,063

To$2,277

↑ $214

3 Bed

From$2,743

To$3,030

↑ $287

Elk Grove, CAZIP-level data

1BR range: $2,000–$2,040/mo

Roseville, CAZIP-level data

1BR range: $2,140–$2,330/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,556

Monthly in Elk Grove, CA

$8,537

Monthly in Roseville, CA

$19.01

Difference

Home Values

Elk Grove

Roseville

$596K

Median Value

$652K

↓ -3.6%

YoY Change

↓ -1.1%

↑ +24.6%

5-Year Change

↑ +20.7%

$566K - $627K

Price Range

$530K - $670K

Homes in Roseville are 9% more expensive than Elk Grove

Calculate payment - Elk Grove Calculate payment - Roseville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Elk Grove, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Roseville, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Elk Grove, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Roseville, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.