Is San Antonio, TX cheaper than Elk Grove, CA?

Based on cost of living data, San Antonio, TX is 20.4% cheaper than Elk Grove, CA. This translates to saving $1527 per month.

What salary do I need in San Antonio, TX to live like I do in Elk Grove, CA?

If you earn $150,000 in Elk Grove, CA, you'd need approximately $131,679.487 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Elk Grove, CA and San Antonio, TX?

Housing in San Antonio, TX is 34.8% cheaper than in Elk Grove, CA. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,063/month in Elk Grove, CA.

How much can I save per month by moving from Elk Grove, CA to San Antonio, TX?

Moving from Elk Grove, CA to San Antonio, TX could save you approximately $1527 per month, or $18321 per year, based on a $150,000 salary.

Elk Grove, CA vs San Antonio, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Elk Grove, CA — ZIP-level rent data · COL adjusted from Sacramento, CA area

Current salary in Elk Grove, CA

Numbers update automatically as you type

You'd save $1.5K/month moving to San Antonio, TX

$150.0K in your current city equals $131.7K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 20.4%

Less expensive

Monthly Impact

$1,527

Savings

Annual Impact

$18.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elk Grove, CA

Population:178K

Cost Index:100

Median Home:$596K

San Antonio, TX

Population:1547K

Cost Index:80

Median Home:$215K

Elk Grove, CA

The Golden State

178K

Population

State Tax

Yes

Located in California, this city has a population of 178K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Elk Grove, CA vs San Antonio, TX

Category	Elk Grove, CA	San Antonio, TX	Difference	Change
🏠Housing	$3,221/mo	$2,100/mo	↓ $1,121less	34.8%
🛒Groceries	$1,047/mo	$913/mo	↓ $133less	12.7%
📦Other	$1,766/mo	$1,647/mo	↓ $118less	6.7%
🚗Transportation	$1,387/mo	$1,287/mo	↓ $101less	7.2%
🏥Healthcare	$612/mo	$527/mo	↓ $85.63less	14.0%
⚡All Utilities	$524/mo	$496/mo	↓ $28.18less	5.4%

🏠Housing

↓ 34.8%

Elk Grove, CA

$3,221

San Antonio, TX

$2,100

Difference

$1,121

less

🛒Groceries

↓ 12.7%

Elk Grove, CA

$1,047

San Antonio, TX

$913

Difference

$133

less

📦Other

↓ 6.7%

Elk Grove, CA

$1,766

San Antonio, TX

$1,647

Difference

$118

less

🚗Transportation

↓ 7.2%

Elk Grove, CA

$1,387

San Antonio, TX

$1,287

Difference

$101

less

🏥Healthcare

↓ 14.0%

Elk Grove, CA

$612

San Antonio, TX

$527

Difference

$85.63

less

⚡All Utilities

↓ 5.4%

Elk Grove, CA

$524

San Antonio, TX

$496

Difference

$28.18

less

🏠Rent Comparison

Studio

From$1,602

To$1,110

↓ $492

1 Bed

From$1,677

To$1,210

↓ $467

2 Bed

From$2,063

To$1,470

↓ $593

3 Bed

From$2,743

To$1,890

↓ $853

Elk Grove, CAZIP-level data

1BR range: $2,000–$2,040/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,556

Monthly in Elk Grove, CA

$6,969

Monthly in San Antonio, TX

$1,587

Difference

Home Values

Elk Grove

San Antonio

$596K

Median Value

$215K

↓ -3.6%

YoY Change

↓ -2.9%

↑ +24.6%

5-Year Change

↑ +16.7%

$566K - $627K

Price Range

$107K - $905K

Homes in San Antonio are 64% less expensive than Elk Grove

Calculate payment - Elk Grove Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Elk Grove, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Elk Grove, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.