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Cost of Living Comparison 2026

๐Ÿ“ Elkhart, IN โ€” ZIP-level rent data ยท COL adjusted from Fort Wayne, IN area

$

Numbers update automatically as you type

You'd spend $2.0K/month more in Denver, CO

$150.0K in your current city equals $173.9K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 26.6%
More expensive
Monthly Impact
$1,992
Extra cost
Annual Impact
$23.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elkhart, IN

Population:53K
Cost Index:100
Median Home:$228K

Denver, CO

Population:716K
Cost Index:127
Median Home:$513K

Elkhart, IN

The Hoosier State

53K
Population
State Tax
Yes

Located in Indiana, this city has a population of 53K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Elkhart, IN vs Denver, CO

๐Ÿ Housing
โ†‘ 70.5%
Elkhart, IN
$1,905
Denver, CO
$3,248
Difference
$1,344
more
๐Ÿš—Transportation
โ†‘ 17.5%
Elkhart, IN
$1,244
Denver, CO
$1,462
Difference
$217
more
๐Ÿ“ฆOther
โ†‘ 13.7%
Elkhart, IN
$1,560
Denver, CO
$1,774
Difference
$214
more
๐Ÿ›’Groceries
โ†‘ 9.4%
Elkhart, IN
$941
Denver, CO
$1,029
Difference
$88.50
more
๐ŸฅHealthcare
โ†‘ 6.0%
Elkhart, IN
$596
Denver, CO
$632
Difference
$35.99
more
โšกAll Utilities
โ†‘ 0.9%
Elkhart, IN
$514
Denver, CO
$519
Difference
$4.68
more

๐Ÿ›๏ธ Local Income Taxes

Elkhart, IN: Elkhart County Income Tax$2,250/yr (1.5%)
Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)
Net difference-$2,181/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$984
To$1,720
โ†‘ $736
1 Bed
From$1,005
To$1,840
โ†‘ $835
2 Bed
From$1,204
To$2,190
โ†‘ $986
3 Bed
From$1,581
To$2,870
โ†‘ $1,289
Elkhart, INZIP-level data

1BR range: $890โ€“$1,040/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,761
Monthly in Elkhart, IN
$8,665
Monthly in Denver, CO
$1,904
Difference

Home Values

Elkhart
Denver
$228K
Median Value
$513K
โ†‘ +4.9%
YoY Change
โ†“ -4.2%
โ†‘ +41.5%
5-Year Change
โ†‘ +13%
$176K - $235K
Price Range
$352K - $933K

Homes in Denver are 125% more expensive than Elkhart

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $1.8K
More taxes
Monthly Difference
$146
Less take-home
Effective Rate Diff
1.2%
Rate difference

Elkhart, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Elkhart, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Elkhart
Denver
45 Good
Air Quality
55 Moderate
62.6%
Good Air Days
35.2%
91 Moderate
Climate Risk
95 High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
17 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
17 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and Colorado on TaxTakeHome.com

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