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Cost of Living Comparison 2026

๐Ÿ“ Elkhart, IN โ€” ZIP-level rent data ยท COL adjusted from Fort Wayne, IN area

$

Numbers update automatically as you type

You'd spend $870/month more in Raleigh, NC

$150.0K in your current city equals $160.4K in Raleigh, NC

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 11.6%
More expensive
Monthly Impact
$870
Extra cost
Annual Impact
$10.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Elkhart, IN

Population:53K
Cost Index:100
Median Home:$228K

Raleigh, NC

Population:474K
Cost Index:112
Median Home:$512K

Elkhart, IN

The Hoosier State

53K
Population
State Tax
Yes

Located in Indiana, this city has a population of 53K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขResearch Triangle
  • โ€ขState capital
  • โ€ขMajor university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Elkhart, IN vs Raleigh, NC

๐Ÿ Housing
โ†‘ 29.6%
Elkhart, IN
$1,905
Raleigh, NC
$2,469
Difference
$564
more
๐Ÿ“ฆOther
โ†‘ 9.4%
Elkhart, IN
$1,560
Raleigh, NC
$1,707
Difference
$147
more
๐Ÿš—Transportation
โ†‘ 3.2%
Elkhart, IN
$1,244
Raleigh, NC
$1,284
Difference
$39.59
more
โšกAll Utilities
โ†‘ 6.2%
Elkhart, IN
$514
Raleigh, NC
$546
Difference
$32.00
more
๐Ÿ›’Groceries
โ†‘ 2.0%
Elkhart, IN
$941
Raleigh, NC
$959
Difference
$18.55
more
๐ŸฅHealthcare
โ†‘ 0.8%
Elkhart, IN
$596
Raleigh, NC
$601
Difference
$5.02
more

๐Ÿ›๏ธ Local Income Taxes

Elkhart, IN: Elkhart County Income Tax$2,250/yr (1.5%)

Raleigh, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$984
To$1,570
โ†‘ $586
1 Bed
From$1,005
To$1,640
โ†‘ $635
2 Bed
From$1,204
To$1,800
โ†‘ $596
3 Bed
From$1,581
To$2,255
โ†‘ $674
Elkhart, INZIP-level data

1BR range: $890โ€“$1,040/mo

Raleigh, NCZIP-level data

1BR range: $1,400โ€“$1,880/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,761
Monthly in Elkhart, IN
$7,567
Monthly in Raleigh, NC
$806
Difference

Home Values

Elkhart
Raleigh
$228K
Median Value
$512K
โ†‘ +4.9%
YoY Change
โ†“ -0.5%
โ†‘ +41.5%
5-Year Change
โ†‘ +38.2%
$176K - $235K
Price Range
$314K - $992K

Homes in Raleigh are 124% more expensive than Elkhart

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $2.3K
More taxes
Monthly Difference
$190
Less take-home
Effective Rate Diff
1.5%
Rate difference

Elkhart, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Elkhart, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Elkhart
Raleigh
45 Good
Air Quality
46 Good
62.6%
Good Air Days
61.7%
91 Moderate
Climate Risk
96 High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
17 days
Heat Days >95ยฐF
31 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
17 days
Heat Days >95ยฐF
31 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and North Carolina on TaxTakeHome.com

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