Is Denver, CO cheaper than Eugene, OR?

Based on cost of living data, Denver, CO is 5.4% more expensive than Eugene, OR. This translates to spending an extra $405 per month.

What salary do I need in Denver, CO to live like I do in Eugene, OR?

If you earn $150,000 in Eugene, OR, you'd need approximately $154,858.431 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Eugene, OR and Denver, CO?

Housing in Denver, CO is 4.4% cheaper than in Eugene, OR. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,208/month in Eugene, OR.

How much can I save per month by moving from Eugene, OR to Denver, CO?

Living in Denver, CO costs approximately $405 more per month than Eugene, OR, or $4858 more per year, based on a $150,000 salary.

Eugene, OR vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Eugene, OR — ZIP-level rent data · COL adjusted from Portland, OR area

Current salary in Eugene, OR

Numbers update automatically as you type

You'd spend $405/month more in Denver, CO

$150.0K in your current city equals $154.9K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 5.4%

More expensive

Monthly Impact

$405

Extra cost

Annual Impact

$4.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Eugene, OR

Population:178K

Cost Index:100

Median Home:$470K

Denver, CO

Population:716K

Cost Index:105

Median Home:$513K

Eugene, OR

The Beaver State

178K

Population

State Tax

Yes

Located in Oregon, this city has a population of 178K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Eugene, OR vs Denver, CO

Category	Eugene, OR	Denver, CO	Difference	Change
📦Other	$1,546/mo	$1,774/mo	↑ $229more	14.8%
🏠Housing	$3,399/mo	$3,248/mo	↓ $150less	4.4%
⚡All Utilities	$426/mo	$519/mo	↑ $93.15more	21.9%
🚗Transportation	$1,382/mo	$1,462/mo	↑ $79.85more	5.8%
🛒Groceries	$958/mo	$1,029/mo	↑ $71.23more	7.4%
🏥Healthcare	$594/mo	$632/mo	↑ $37.97more	6.4%

📦Other

↑ 14.8%

Eugene, OR

$1,546

Denver, CO

$1,774

Difference

$229

🏠Housing

↓ 4.4%

Eugene, OR

$3,399

Denver, CO

$3,248

Difference

$150

less

⚡All Utilities

↑ 21.9%

Eugene, OR

$426

Denver, CO

$519

Difference

$93.15

🚗Transportation

↑ 5.8%

Eugene, OR

$1,382

Denver, CO

$1,462

Difference

$79.85

🛒Groceries

↑ 7.4%

Eugene, OR

$958

Denver, CO

$1,029

Difference

$71.23

🏥Healthcare

↑ 6.4%

Eugene, OR

$594

Denver, CO

$632

Difference

$37.97

🏛️ Local Income Taxes

Eugene, OR: Lane Transit District Payroll Tax$315/yr (0.2%)

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Net difference-$246/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$873

To$1,720

↑ $847

1 Bed

From$921

To$1,840

↑ $919

2 Bed

From$1,208

To$2,190

↑ $982

3 Bed

From$1,682

To$2,870

↑ $1,188

Eugene, ORZIP-level data

1BR range: $1,300–$1,380/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,304

Monthly in Eugene, OR

$8,665

Monthly in Denver, CO

$361

Difference

Home Values

Eugene

Denver

$470K

Median Value

$513K

↓ -0.3%

YoY Change

↓ -4.2%

↑ +27.2%

5-Year Change

↑ +13%

$391K - $592K

Price Range

$352K - $933K

Homes in Denver are 9% more expensive than Eugene

Calculate payment - Eugene Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.9K

Per year

Monthly Difference

$743

More take-home

Effective Rate Diff

5.9%

Rate difference

Eugene, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Eugene, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.